Howdy Sig_Dude,So I'm thinking the 16 GB of RAM will be fine?
Personally, unless you plan on upgrading again within 12 to 18 months, you should consider 32 GB of RAM. The 64-GB upgrade is just too expensive unless you *need* that much right now, and it doesn't sound like you do. If you want to keep your Mac for use for another 10 years, that would be a good reason to go for 32 GB as well. If size is of a concern, just go with the base model of the 14". I wouldn't stress over the argument about needing a Max or Pro or not, just go based on RAM. This means that you have to go with the Pro at a minimum, but don't worry about it "only" having 6 performance cores and 14 GPU cores. Upgrade the RAM to 32 GB, and possibly the SSD, quick check (with the upgraded power supply too) puts you at $2619 (US Dollars), which isn't exactly cheap, but this would last you a good long while. Do remember that the 14" chassis does not cool as well as the 16" model, so some thermal throttling could occur, which is why it would most likely not be worth it to you, to spend the extra $200 to get the 10 Core Pro Chip, let alone the full Max chip. Good luck!
Rich S.