Finally worked out that since the phone needs at least 4-6 GB free to do an update (as of iOS 15), else it fails to update with a lazy “unknown error” message (lazy as in could Apple really not just tell us how much free space the update will need), the least hassle way to update my phone, every single time, is use Storage to delete all the music, run the update on the phone then resync the music back on from iTunes. This has the added advantage of reloading the music files on from my PC so that any changes I’ve made to the music files, like adding lyrics, finally get sync’d onto the phone