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Other UK iPhone upgrade programme

So when I went in store to complete my IUP from my old iPhone 11 Pro Max today they gave me 2 options:
- hand the phone back and they settle the IUP (and showed me the outstanding balance of £500.15 that they would settle with Barclays)
- they would buy the phone off me for recycling for £580 which they would transfer back to my card and I could ring Barclays and settle the loan

Bit of a no brained really. Took the 2nd option and walked out with my new phone on a fresh IUP. Phone Barclays and paid them and then rang Apple to cancel the AppleCare from the phone and they are re issuing a refund of £90.23 to Barclays who will then send it to me.

Will end up £170 better off for a couple of phone calls which goes towards what I ended up paying extra due to the late launch this year.
 
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sneeks said:
I’ve been giving the upgrade more thought and it’s annoying that launch day buyers last year are at a disadvantage this year over people who purchased on the IUP a couple of days after the launch day last year. I’ve had to pay a additional instalment of £58.95 yesterday before I upgrade today whereas had I bought 2 days after launch last year I’d not be due another payment until tomorrow so would get a better deal if upgrading today. Spoke with Apple today and they do not offset this when they clear my existing finance agreement despite them saying my iPhone is worth £500 if I was trading it.
Click to expand...
Do the trade in like I did above.
 
Kal El said:
So when I went in store to complete my IUP from my old iPhone 11 Pro Max today they gave me 2 options:
- hand the phone back and they settle the IUP (and showed me the outstanding balance of £500.15 that they would settle with Barclays)
- they would buy the phone off me for recycling for £580 which they would transfer back to my card and I could ring Barclays and settle the loan

Bit of a no brained really. Took the 2nd option and walked out with my new phone on a fresh IUP. Phone Barclays and paid them and then rang Apple to cancel the AppleCare from the phone and they are re issuing a refund of £90.23 to Barclays who will then send it to me.

Will end up £170 better off for a couple of phone calls which goes towards what I ended up paying extra due to the late launch this year.
Click to expand...
Thanks for the tip... I am ready for my in Nov.
 
Kal El said:
So when I went in store to complete my IUP from my old iPhone 11 Pro Max today they gave me 2 options:
- hand the phone back and they settle the IUP (and showed me the outstanding balance of £500.15 that they would settle with Barclays)
- they would buy the phone off me for recycling for £580 which they would transfer back to my card and I could ring Barclays and settle the loan

Bit of a no brained really. Took the 2nd option and walked out with my new phone on a fresh IUP. Phone Barclays and paid them and then rang Apple to cancel the AppleCare from the phone and they are re issuing a refund of £90.23 to Barclays who will then send it to me.

Will end up £170 better off for a couple of phone calls which goes towards what I ended up paying extra due to the late launch this year.
Click to expand...

good to hear they were up front about it. So I may be back on iup next time - you have the safety net of them guaranteeing the swap (in the unlikely event the resale value falls dramatically) but still the upside of trading in back to them to save a bit

Sounds like a phone equivalent of PCP
 
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I’m planning to go with iUP for the first time when the Pro Max releases. Can someone who’s just done this with the 12 confirm what I need to do? Purchase a phone for in store pickup and then tell the rep that I want to take out iUP when I collect?
 
Kal El said:
So when I went in store to complete my IUP from my old iPhone 11 Pro Max today they gave me 2 options:
- hand the phone back and they settle the IUP (and showed me the outstanding balance of £500.15 that they would settle with Barclays)
- they would buy the phone off me for recycling for £580 which they would transfer back to my card and I could ring Barclays and settle the loan

Bit of a no brained really. Took the 2nd option and walked out with my new phone on a fresh IUP. Phone Barclays and paid them and then rang Apple to cancel the AppleCare from the phone and they are re issuing a refund of £90.23 to Barclays who will then send it to me.

Will end up £170 better off for a couple of phone calls which goes towards what I ended up paying extra due to the late launch this year.
Click to expand...

I done the same thing I didn’t even realise that was an option until they mentioned it, I’ll be doing that every year from now!
 
Eliottjames said:
I’m planning to go with iUP for the first time when the Pro Max releases. Can someone who’s just done this with the 12 confirm what I need to do? Purchase a phone for in store pickup and then tell the rep that I want to take out iUP when I collect?
Click to expand...

I would like to know this too. I thought you have to pay when you reserve a phone for pickup.
 
Eliottjames said:
I’m planning to go with iUP for the first time when the Pro Max releases. Can someone who’s just done this with the 12 confirm what I need to do? Purchase a phone for in store pickup and then tell the rep that I want to take out iUP when I collect?
Click to expand...

Order your phone through the IUP website then go in the store and go through the credit check etc when you get there.

0C836D0C-D107-429A-AA3E-8EBA06E3DC2B.png
 
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Kal El said:
So when I went in store to complete my IUP from my old iPhone 11 Pro Max today they gave me 2 options:
- hand the phone back and they settle the IUP (and showed me the outstanding balance of £500.15 that they would settle with Barclays)
- they would buy the phone off me for recycling for £580 which they would transfer back to my card and I could ring Barclays and settle the loan

Bit of a no brained really. Took the 2nd option and walked out with my new phone on a fresh IUP. Phone Barclays and paid them and then rang Apple to cancel the AppleCare from the phone and they are re issuing a refund of £90.23 to Barclays who will then send it to me.

Will end up £170 better off for a couple of phone calls which goes towards what I ended up paying extra due to the late launch this year.
Click to expand...
I didn't realise the phone payments and the AppleCare+ payments were separated like that. The AppleCare+ payments are also monthly, and therefore are also through Barclays aren't they?

EDIT: Ignore me, I get it now. You pay off the loan therefore having an iPhone with the remaining AppleCare+. You then cancel that AppleCare+ coverage because you're trading it in, and that cancellation is done through Apple as normal. Gotcha.
 
Last edited:
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I was on IUP for the 11 max but I’ve decided to come off because I don’t fancy going to Liverpool my nearest Apple store to swop over risking my health.

i think Apple made a mistake this year with not offering IUP without going into a store.

they proved they can do Barclays finance and trade in remotely via the app now so why not IUP
 
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