See, good things happen to good people. I believe that. You'll never know it for sure, but if you screwed Apple for a new laptop, that stock may have never gone up. Considering the $800+ you just made, you can at least think of the repair as a freebee. Good job.
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Update and resolution to 4 day old coffee damaged Air
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See, good things happen to good people. I believe that. You'll never know it for sure, but if you screwed Apple for a new laptop, that stock may have never gone up. Considering the $800+ you just made, you can at least think of the repair as a freebee. Good job.
On a side note, I find it quite funny/sad that you feel that a few months late retirement is not worth your child/you seeing you're/their grandparent/parent before they (possibly) die.
I can see how this could be interpreted in this way
See even us good guys do terrible things. I guess we are gambling that she isn't imminently ill or anything, and a month or two delay going to England won't burn us.
Part of what we haven't discussed is the value of a laptop to my wife's business. It wouldn't have to be an air, but I've done time flow studies of her work flow on her ancient, crash prone (I don't mean just because of windows, I mean crash prone because the thing is DYING and frequently stalls) and the amount of productivity she gains on a modern system is greater then 3:1. So, because of how she is paid, she will gain back the $600 into our travel budget (which still requires several thousand more dollars to fly three of us to England) much faster by first repairing the laptop.
So basically what I'm trying to say, by having her with a working laptop, we can fully fund our travel much faster then by not repairing the laptop. I hope that makes sense.
And before anyone asks (since I've shared like my whole life in these two threads lol) she is a MSW who does court referred, domestic violence perpetrator treatment, as well as works with child sex offenders, and DSHS perps/victims under contract. She is also under contract with some native tribes to do their treatment. Time is literally money for her, and the hours and hours she wastes doing her reports/billing on the Dell is directly lost $$ for her. It has to be laptop becuase she has to generate her output in a vareity of locations. She selected the Air to reduce the amount of 'crap's he has to carry around.
I will be using a fujitsu scansnap to make her 'paperless' and put all her imporant documents on her Air in .pdf format, and also using Filemaker Pro9 to make her an 'application' to improve her productivity. So, we have high hopes for the Air paying for itself many, many times over in a relatively short time frame.
In my next post, I'll discuss my early childhood crushes and medical history
@OP
Sorry, guess i hadn't really thought it through. I'm sure the last thing you needed was another person taking a verbal %$#@ on your head. Sorry.
Sorry, guess i hadn't really thought it through. I'm sure the last thing you needed was another person taking a verbal %$#@ on your head. Sorry.
If you and your wife are very good at managing your money, then you should have just gotten a zero-interest (for x months) credit card to cover the repair, and paid it off over time. I'm actually surprised you didn't already have a credit card for emergencies like this. Even my parents who are the cheapest people around keep a credit card locked away in a safe deposit box for emergencies.
We are crazy Dave Ramsey people, we have an emergency fund for emergencies, but didn't consider this an 'emergency'. The only thing I use a credit card for is large purchases from vendors I don't know, so I can dispute the charge if necessary.
Although I understand the math behind your suggestion, I am not in the 'credit card is a tool' crowd, and avoid their use whenever practical. Some people can use credit cards responsibly, some people can use forklifts responsibly, I shouldn't be touching either.
Good for you! I use my AmEx for the detail billing for my work. Other than that, my policy is "no cash, no buy" for all things with the exception of housing. I was happy for you that Apple knocked $100 of the bill. I am a religious man, and i believe that good deeds are rewarded both now and later, You were rewarded now, and you deserved it. Enjoy your child while they are young. It is astonishing how quickly they grow. I know you will child will be taught to always "do the right thing" because of your actions. Best wishes for all you do.
good on ya! i'm jealous of your integrity and your stocks! how do you buy stocks anyway? I've been eying apple stocks for a long time but don't know what to do.
Well, investing can be very depressing even if you know what you are doing, so be careful.
You first need a Brokerage account, like E*Trade, or Sharebuilder (or many, many others). Then, you set up an account (Very easy from the website) and fund it with dollars either by sending in a check or linking to your bank account.
Then, you can easily place buy and sell orders for ticker symbols you want to own, example Apple is AAPL, Microsoft is MSFT, etc.
Don't actually do ANY of this until you really understand it, I recommend the Motley Fool website as a good place to start (although they've become very infomercial for their services lately) at http://www.fool.com
The Wall Street Journal publishes a little book (literally 2 hour read) about investing that I would check out.
If you really are interested, I'd read the book 'The Intelligent Investor' by Benjamin Graham.
If you want the short, short answer, it is probably best to open a Roth IRA at a place like Sharebuilder, and just purchase ticker "SPY", which is Standard and Poor 500 (S&P 500), giving you partial ownership of the 500 largest companies in America. By doing this, you don't have to freak out on stocks like Apple which are rollercoaster rides, and you will generally match 'the markets' returns (which is usually measured by the S&P 500). Do this for many years contributing each month, and you will retire rich tada!