Portraits will mostly be secondary for me, so for now I'm considering going with just the camera + kit lens + 100/105mm macro (doubling it as an emergency portrait lens), and hold off on the 16-40/17-35 WA zoom lens, to stay more within budget. Or does that defeat the purpose of a FF camera not having a wide zoom, and just increase my budget to handle it? This is coming from the focal range I'm currently using, I know I have a tendency to shoot wide, and shoot macro.
If you want high-ISO, then the D700/D3 are currently the top of the roost- so if that's your main factor, then I wouldn't worry about wide- however, if you want wide, then you should get wide. The 105mm does really well as a macro, but you may also want to look at the Tamron 90mm SP, that's going to save enough over a new 105mm that you may have budget for the WA. That particular Tamron is world-class and IMO, a 90mm is a better portrait lens than a 105.