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Sorry but you’re just flat out lazy if putting your card in for 30 seconds is tedious and we don’t need a book on why YOU think it’s tedious 🙄
That or my time has value. Thirty seconds is a very long time. I would call just standing in one spot drooling on one's self lazy. Learn to think fast. Learn to take advantage of every second. While I am typing this, I am on a phone call and I am waiting for a run to finish so I can take a look at the data. Somewhere in the back of my brain, I am planning the next run of the simulation.
 
That or my time has value. Thirty seconds is a very long time. I would call just standing in one spot drooling on one's self lazy. Learn to think fast. Learn to take advantage of every second. While I am typing this, I am on a phone call and I am waiting for a run to finish so I can take a look at the data. Somewhere in the back of my brain, I am planning the next run of the simulation.
30 seconds is a long time now, wow 😂😂😂 These conversations are getting tedious 🙄
 
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I guess just like Apple not willing to adopt RCS? 😆
Walmart does what it does because it can, and it's not stopping people from shopping at Walmart.
For sure. But at the same time, RCS is still half baked and far from a solid replacement to SMS - to the point even Google hasn't adopted it across the board (and it's THEIR standard). On the other hand, NFC payments are very well established as the mobile-payment standard.
 
Or they very well could have made the right call in not having wireless terminals. Note how much people seem to hate QR codes at tables for stuff like menus, for example. Or how early on in the EMV transition, a few restaurants did try wireless terminals, only to have to back away from that pretty quickly.



It's possible Apple Pay will grow more quickly there now that PIN is getting forced for tapping physical cards more often. Meanwhile, there's much less impetus for that to happen here given that tapping in general has no dollar limits and only requires a signature if anything at all.
I left a restaurant after they said you had to use your phone and a QR code to view their menu. I don't have time for that nonsense.
 
You must not spend much time out of country. It's not always easy or fast to get replacement cards when on the other side of the world. On top of that, when you get skimmed, you are forced to redo all your automatic payments and subscriptions. That can take a great deal of time. Nothing is more valuable or important than your time.
Well, I strategize a little better than that.

First of all, all of my recurring payments are on a particular card that I never use for anything else, and that card stays in my safe at home. So any "theft" of my cards that I actually carry around have no chance of affecting my recurring payments. Why anyone would NOT do this is totally beyond my comprehension.

Second of all, when I am overseas, or in a trip domestically, I travel with more than one card. The odd of 2 or 3 of my cards "getting skimmed" is very low. So if I had to cancel one and use the others, it wouldn't be an issue.

Ironically, the story I related above about about my card getting scammed...fairly certain that it happened when I was in Mexico. I discovered it (and dealt with it) when I was in Canada the next month. So, yeah, I get around more than the typical American.
 
That or my time has value. Thirty seconds is a very long time. I would call just standing in one spot drooling on one's self lazy. Learn to think fast. Learn to take advantage of every second. While I am typing this, I am on a phone call and I am waiting for a run to finish so I can take a look at the data. Somewhere in the back of my brain, I am planning the next run of the simulation.
Seriously. I can't believe people argue that taking out your wallet, getting out your credit card, using the card, putting the card back in the wallet, and then putting the wallet away isn't tedious compared to double tapping a button on a watch and holding it near a reader.
 
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Seriously. I can't believe people argue that taking out your wallet, getting out your credit card, using the card, putting the card back in the wallet, and then putting the wallet away isn't tedious compared to double tapping a button on a watch and holding it near a reader.
Try doing that while at the subway gate.
 
I'm sure you're correct that 'some people' choose to shop elsewhere. We all have our reasons we prefer to shop (or not) at specific places over silly things like that. You, and others, are trying to argue not offering ApplePay is a detriment though but it obviously is not...as Walmart continues to be the largest retailer in the US. AND if physical cards magically disappeared that wouldn't change things either since the payment option would be, well, WalmartPay.
Right, so there's plenty of testimony just in this thread of people opting to spend money elsewhere.

Also, it's quite easy to see, that for someone who's not a regular Walmart customer and only using Apple Pay or other NFC solutions would be quite surprised to not being able to pay at Walmart.
 
...taking out your wallet, getting out your credit card, using the card, putting the card back in the wallet, and then putting the wallet away...
Sounds like quite a workout!!

Far greater than, say......taking your phone out. holding it up to a reader, entering your phone's pass code or having it scan your face or fingerprint or whatever...and then putting your phone away....
 
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Well, I strategize a little better than that.

First of all, all of my recurring payments are on a particular card that I never use for anything else, and that card stays in my safe at home. So any "theft" of my cards that I actually carry around have no chance of affecting my recurring payments. Why anyone would NOT do this is totally beyond my comprehension.

Second of all, when I am overseas, or in a trip domestically, I travel with more than one card. The odd of 2 or 3 of my cards "getting skimmed" is very low. So if I had to cancel one and use the others, it wouldn't be an issue.

Ironically, the story I related above about about my card getting scammed...fairly certain that it happened when I was in Mexico. I discovered it (and dealt with it) when I was in Canada the next month. So, yeah, I get around more than the typical American.
For me, it's one card for business stuff, one card for personal, one card for "Probably tax deductible", one wallet to bind them and (evil laugh) one card to rule them all!
 
For me, it's one card for business stuff, one card for personal, one card for "Probably tax deductible", one wallet to bind them and (evil laugh) one card to rule them all!
For me, its:

1). Apple Card with Apple Pay (except at Costco because they don't accept Mastercard), everywhere possible.

2). Costco Visa card with Apple Pay at Costco.

3). Chase Sapphire Preferred Card (Visa) anywhere I need a physical card. That would include Walmart, Home Depot, Lowe's, and various gas pumps.

4). USAA Visa Rewards card for all recurring payments, subscriptions, bills, etc. Anything on "automatic pay".

5). Various other cards depending on what I am doing - buying airline tickets, traveling or whatever. I maximize my credit card rewards potential to the extent that I can.

As a side note - I can't imagine NOT shopping at Costco because they don't accept Apple Card in their stores. That would just be retarded.
 
30 seconds is a long time now, wow 😂😂😂 These conversations are getting tedious 🙄
Dude, I'm telling you, some people are just WAY MORE IMPORTANT than backward redneck Americans like me (and possibly you, don't know where you're from and don't want to assume). I mean, THIRTY SECONDS!!! COME ON, MAN!!!
 
Dude, I'm telling you, some people are just WAY MORE IMPORTANT than backward redneck Americans like me (and possibly you, don't know where you're from and don't want to assume). I mean, THIRTY SECONDS!!! COME ON, MAN!!!
I guess so, I wonder if I should bow down to their greatness.
 
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By that sentiment we don’t really need to know that you don’t think it’s tedious then. Works both ways.
Nobody here needs to know anything. We don't have to talk. We can sit here quietly with our hands folded, staring at each other - wondering what the others are thinking and WHAT IN THE HELL IS WRONG WITH THEM and ask ourselves "Why can't they understand that I'm right!!"
 
As a side note - I can't imagine NOT shopping at Costco because they don't accept Apple Card in their stores. That would just be retarded.

That’s only a problem in the US. Costco warehouses in Canada and Mexico accept Apple Card just fine, Canada because they have exclusivity with Mastercard and Mexico because the actually take all major cc’s. Thought you might want to know that since you do travel outside the US quite a bit.
 
That’s only a problem in the US. Costco warehouses in Canada and Mexico accept Apple Card just fine, Canada because they have exclusivity with Mastercard and Mexico because the actually take all major cc’s. Thought you might want to know that since you do travel outside the US quite a bit.
Well, that's pretty much what would matter to me given that I live in the U.S., huh?

When I am out of the U.S., I'm not gonna be shopping at Costco. I can do that at home.

Aside from all of THAT, when I travel on an international trip, I put all my charges on a card that I use just for that purpose. I'm not gonna use a card that I use in the U.S., even if they DO accept that card.
 
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Sounds like quite a workout!!

Far greater than, say......taking your phone out. holding it up to a reader, entering your phone's pass code or having it scan your face or fingerprint or whatever...and then putting your phone away....
I would think people would knife you in the back for holding the line up. If I was the one doing that, I would feel the person knifing me was justified.
I've paid with my phone at the subway gate in Moscow and Kazan. Worked pretty well and easily.
The phone seems slow to me when people are lining up behind you. It's not only your own time. It's the time of everyone behind you. My rule of thumb is, if you slow down enough to break your stride, you are being rude to the people behind you.
For me, its:

1). Apple Card with Apple Pay (except at Costco because they don't accept Mastercard), everywhere possible.

2). Costco Visa card with Apple Pay at Costco.

3). Chase Sapphire Preferred Card (Visa) anywhere I need a physical card. That would include Walmart, Home Depot, Lowe's, and various gas pumps.

4). USAA Visa Rewards card for all recurring payments, subscriptions, bills, etc. Anything on "automatic pay".

5). Various other cards depending on what I am doing - buying airline tickets, traveling or whatever. I maximize my credit card rewards potential to the extent that I can.

As a side note - I can't imagine NOT shopping at Costco because they don't accept Apple Card in their stores. That would just be retarded.
I don't shop at Costco because, they don't seem to have small portions. They might have changed. It's been a long time since I have been in that store. I guess it's different for people with big families.
That’s what express transit mode is for.
I kind of think of them as being the same thing. You swipe your watch, then they take money from your card.
 
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