I finally got the fans to ramp up to a moderate level while doing "work". I still have that 4K Warp Stabilizer running in the background in Premiere Pro. I hooked up a 4K external display and started playing Baby Driver in 4K with the volume down so I could listen for the fans. I opened up the App Store, Apple News, a bunch of tabs in Safari, RadarScope with a 30 frame super-res loop updating in the background, Messages, Photos downloading 22,000 photos and videos from iCloud, Reminders, Notes, a Flywheel local web server (uses VirtualBox), Coda 2, CodeKit, 1Password, plugged in my drives to run a Time Machine backup, and the fans finally kicked up when I loaded my Lightroom Catalog of 35,000 RAW photos and it started syncing smart previews down from Creative Cloud. It's not loud at all and has even gotten a little quieter while writing this.