I guess you haven't followed Apple for the last 6-7 years...
2008 MBP 15 Nvidia 8600GT gpu failures - lawsuits then recall
2010 MacBook pro 15 igpu failures
2011 iMac AMD Gpu Heat failures
2011 mbp 15 AMD GPU Heat failures
All of those either required a lawsuit or the filing of one before Apple took care of customers who didn't have AppleCare or it expired
Looking at the list above shows me that if Apple could get away from discrete gpus entirely they would at a moments notice, but it's going to be another 5 years or so before igpus can power a 5k screen well.
Hmmm, interesting. I have followed some of these over the years, and it seems to me that the number of people who had the problems you mentioned are very much in the minority.
I have a 2011 iMac with a 6970 1Gb and have never had a problem even though I play a lot of games.