I went with the M4 (non-Pro) with 32GB + 1TB as I do not do any kind of video/photo editing or heavy duty exporting or other GPU intensive work. The jury still seems to be out on whether the non-Pro M4 runs a bit cooler or not (with less fan activity) since 'content creators' tend to go overboard for those clicks, views and most important, comments, and just throw everything at the wall with a stupid and misleading thumbnail to match in order to gin-up engagement for those algorithm lords, but for my use-case, the non-Pro is perfect.
In my experience, I think more RAM is more beneficial as well as at least 1TB of storage than the CPU/GPU. You can never have too much RAM and 16GB should be rock bottom these days. I see significant swapping with my MacBook Air that has 16GB, but this isn't necessarily a bad thing, I just prefer to have and slightly exceed the amount of RAM the system is calling for based on my personal and professional workflows. Apple's $200 ladder upgrades aren't that expensive when you look at how long these Macs will serve you.
I am also seeing a lot of reviewers saying that the Pro models have 'much faster SSD speeds' than the non-Pro, but I think this is a bit deceiving. Is it that Apple is using inherently faster SSD chips in the Pro models, or is the faster speed simply due to the higher capacities and or using dual chips in the Pro models? In other words, if a Pro and a non-Pro model both had 1TB SSD configured with two 512GB chips, would the 1TB SSD be faster in the Pro model? If not, this means the speed is tied to the capacity and the number of chips used which has always been the case, making this comparison a bit misleading outside of the base models. Of course one 256GB chip is going to be slower than two. Having said that, 512GB should be the rock bottom for storage in this day and age, but Apple will get there soon, I hope.
In my experience, I think more RAM is more beneficial as well as at least 1TB of storage than the CPU/GPU. You can never have too much RAM and 16GB should be rock bottom these days. I see significant swapping with my MacBook Air that has 16GB, but this isn't necessarily a bad thing, I just prefer to have and slightly exceed the amount of RAM the system is calling for based on my personal and professional workflows. Apple's $200 ladder upgrades aren't that expensive when you look at how long these Macs will serve you.
I am also seeing a lot of reviewers saying that the Pro models have 'much faster SSD speeds' than the non-Pro, but I think this is a bit deceiving. Is it that Apple is using inherently faster SSD chips in the Pro models, or is the faster speed simply due to the higher capacities and or using dual chips in the Pro models? In other words, if a Pro and a non-Pro model both had 1TB SSD configured with two 512GB chips, would the 1TB SSD be faster in the Pro model? If not, this means the speed is tied to the capacity and the number of chips used which has always been the case, making this comparison a bit misleading outside of the base models. Of course one 256GB chip is going to be slower than two. Having said that, 512GB should be the rock bottom for storage in this day and age, but Apple will get there soon, I hope.