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Steve686

macrumors 68040
Nov 13, 2007
3,907
1,939
US>FL>Miami/Dade>Sunny Isles Beach>Condo
Buy the coverage.

Go to an Apple Store, or call Apple and find out the EXACT details for any scenarios that you can think of. If you don’t like what you hear, cancel the loss/theft add-on.

If we the customers are a little confused, I’m sure there will be confusion from Apple employees as they try to get the wording right on the who, what, and where details.
 

A_Flying_Panda

macrumors regular
Oct 27, 2017
187
94
It’s not just the deferred interest, it’s also the fact that if you’re financing an Apple product and you use the card for anything else, then you have to pay 24% APR on any other purchases.

The card has a variable APR from 15% to 28%. The fact you are getting a near maxed out 24% rate, i guess it says something about your situation.
 

Tapiture

macrumors 65816
Oct 1, 2016
1,118
1,683
The card has a variable APR from 15% to 28%. The fact you are getting a near maxed out 24% rate, i guess it says something about your situation.
Haha you think I have this card? No. I have the VentureCard by Capital One, which actually does reward you for purchases (not charge exuberant interest rates) and is great for people who travel like me. I researched the card because I was curious what the deal was to finance an Apple purchase. I’d never ever get the Barclaycard.
 

marquisecx

macrumors newbie
Mar 21, 2019
1
0
That’s my assumption as well. I purchased the plan from apple, on apple.com, i just talk to Apple and have it taken care of.
I don’t expect the kind of experience as some of you described, apple will keep an eye on the products it sells.
[doublepost=1536894038][/doublepost]Also, notice the link you posted, it’s an apple webpage for filing the claim. Meaning apple is at least taking a part of the claim process. If i file a claim on apple.com, i doubt i will be given a used phone from a third party. It should be the same as those replacement phones apple give out at Genius Bar.
Yes this correct you get the same phone you would get at the Genuis Bar its handled through Apple just assurant fulfills it
 

internetrando

macrumors 6502a
Jun 5, 2018
687
500
Texas
Before this unnecessarily revived thread turns into stupidity:

Apple still handles the Genius Bar damage repairs and replacements. Sheesh.

Assurant is the third-party provider that services LOST or STOLEN phones only.

Don’t lose your phone or have it stolen, and you never have to deal with them.
 
Last edited:

Ta0jin

macrumors 65816
Nov 9, 2011
1,293
652
Maryland
[doublepost=1553260187][/doublepost]
Before this unnecessarily revived thread turns into stupidity:

Apple still handles the Genius Bar damage repairs and replacements. Sheesh.

Assurant is the third-party provider that services LOST or STOLEN phones only.

Don’t lose your phone or have it stolen, and you never have to deal with them.
Awesome, I was curious about that.
 
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DarkSorrow82

macrumors 6502
Aug 26, 2016
333
156
Minocqua, WI
I had an iPhone 6s Plus replaced before a long time ago when I had ATT and they used this company. I actually was sent a brand new iPhone 6s Plus still sealed in the box at the time. Maybe I got lucky? It wasn’t refurbished that was for sure!
 
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msp3

Suspended
May 9, 2015
489
608
You would expect this from the carriers (in fact, ALL carriers) but never Apple... Glad I only got the regular AppleCare+
 
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