And it only gets worse as NAND prices change over time. Remember Apple prices are best value early on - remember the 2014 (RIP)
NAND flash lasts longer partly through having no moving parts to wear out but when it fails, unlike a HDD, you usually get little warning and it'll just go. Backups, therefore are useful - so Apple have your back with time machine.
We'll soon find out with the iFixit teardown in due course but if it is removable then I'd expect nothing less than a proprietary connector that's difficult to reach. It would be stunning if there was a standard M.2 connector at play but would be unheard of for Apple - remember they even adopted this strategy in the 2013 Mac Pro - the storage was removable but was custom fitted for that machine.
The fact that the Mini now has Thunderbolt 3 ports means that people can get Samsung 970Pro performance using an external module like the X5 series. If people were so inclined to spec their Mac accordingly they could:
1. Spec the base model with internal 128Gb SSD
2. Upgrade the i3 CPU to their own i7 if the i3 is socketed - or just pay for the upgrade.
3. Leave the RAM at 8Gb with a view to adding your own.
As far as I can see the CPU price differential is not that bad this time around and you have to consider the potential inconvenience of having to work with external storage.