I agree with the OP's point and also with yours!I'm sure you're correctly reporting on your experience and your use case. My needs do not differ substantially from what you describe. Nonetheless, I intend to purchase a 16/512 or even 16/1 version of the 15" MBA M2. The reason is simple - I tend to keep my computers for a long time, 5+ years at a minimum. In that scenario, while the 8/512 MBA may be perfectly fine for such tasks TODAY, and perhaps the next 2-3 years, I wonder whether that would be true longer term. The OS in not actually the only or biggest issue, since we know that Apple tends to support most hardware for at least 5 years or so, with security updates for some time after. My bigger consideration is with third party applications, what happens with their RAM needs in the future? [....]
For people who really tend not to deviate much beyond office-type software, perhaps 8GB for the long term would be enough. For those who are just a bit beyond the office-type software even if just once in a while (I count myself in that camp) going with the 16GB might be a good route especially if one intends to keep the machine for years, and I do mean years as in 5+.
I currently have a 2017 MBP touchbar (8GB RAM) and really hope I can keep it until at least 2027. My needs aren't great but 3rd-party software updates might make the machine slow at some point. Right now, it's working just fine.