After almost one year of research in forums and google and thorough study of each model specs I decided to pull the trigger and buy a used 27 5k from eBay, even though that I had reached to a conclusion that it would be better if I waited for the rumored Kaby lake refresh as it would be considerably superior to the current line.
But the price on eBay was very tempting, a 2TB Fusion, m395 total price $1,700 including Apple care until October 2018!! (Fusion was not my first choice though, I'd prefer 512 SSD, maybe in the future if they do a serious refresh I'll sell this one to get pure SSD).
While other similar used macs come only with 1TB fusion or 1TB HDD in that price range and with lower gpu cards.
The machine is in near perfect condition without noticeable flaws or scratches in the screen and the guy was so generous that he even brought it in my house as he was driving by on the same day I purchased it.
Only thing that kinda worries me a bit is that it seems that there is a slight noticeable lag when scrolling safari and other apps, and I don't know if that is perfectly normal or is part of things that I have read that for the 5k you need the top gpu m395x to have the smoothest experience with the graphics.
My uses are web design (WordPress, illustrator, Photoshop, indesign) and heavy browsing, casual video editing in iMovie and FCX. No 3D rendering or gaming at all.
Any thoughts on your own experience with the different gpu models and if the m395 is sufficient enough to push all those pixels on the screen smoothly?
I've got the same spec as you and it's fine for 99.9% of the time. However, occasionally on some websites I do notice a bit of stutter or slow performance: I think it's more down to poor website design than an inherent issue with the iMac though as the vast majority of sites (including very graphically heavy ones) are absolutely fine.