It’s not optional, and I’m not the only one to notice
See here on MacRumors here
It can be a monogram only. That doesn’t let you set a photo in the center of the screen and away from the Phone.app call UI. You have to take a photo and use an app to put it on a rectangular background and use the modified photo as a contact card to get the minimal effect of seeing your contacts photo and not have the entire UI hijacked. It’s full screen photo, monogram, or both. But not name, small 1/3 screen photo, untouched call UI.
I don’t understand how you don’t see that your whole screen got hijacked if you want to see your friend/families photo during a call. I don’t care about business contacts. But it would be nice to trim the UI elements back or have a classic style photo card that keeps certain elements inline with prior versions of iOS that did caller ID and contact cards much cleaner and a bit less distracting.
If you like the changes Apple made, that’s okay. I live with it. I’m not at the point of buying Android. But I don’t like it. I shouldn’t have to take 1,000 degrees and metric ton of denial based copium because I don’t like it and I’d like more customization to tone down the caller card and phone app interactions a little.
There’s a heavy heap of narcissism going on in contacts & phone app for iOS 17. It’s not all optional. I’ve set monogram for a few users now. I had to. Their photos often had bright colors that didn’t frost well behind the phones UI. It made the thinner buttons have less contrast and made the user experience worse. I would have preferred to see their smiling face when they call me. But I’m not taking their photo and making a custom card that centers their photo in the middle of the phone app and contact poster for when the phone rings.
I don’t think one “classic” style contact poster or in place of that, a toggle for classic style for the phone app in settings, is a bad option. It would also give more choice.