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Wasn’t there an old cartoon where a guy said “I’d happily pay you tomorrow for a cheeseburger today.”?

Apple is essentially saying you’ve exhausted your burger limit. Pay them and be done with it. Just about any time you make changes to information to your iCloud account you need to verify your payment settings (usually it just asks for the security code on my card) before you can do anything. Whatever information they are asking for will be in red on the payment information page.

Make that red go black and you’re back to eating dinner. :rolleyes:

I’m not sure why this is so hard to comprehend?
 
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So exactly how old or inactive should an account be for normal security rules (remembering your password and security questions for example) to be null and void?

Its a pain for sure but those rules (overcoming of which of course takes time), are there to protect EVERY AppleID.
If you're going to use security questions as 2FA, you should mention it. You should also _not_ make 2FA challenges so easy to reset, completely negating its point in the first place.

Really, anything Apple + Cloud is just a mess.
 
This happens when you make an iTunes/App Store purchase without enough funds available on your card to do so. You receive the item you purchased right away, but it sometimes takes a few days until you are charged. If the money isn’t there or the card had become invalid your account will be effectively frozen until you resolve the problem and actually pay for the purchase.

It may seem like overkill for a $1 purchase, but bear in mind that all purchases work that way. A dishonest person could theoretically buy hundreds of dollars worth of apps and content and quickly switch out their card for one that won’t cover the purchases. If there were no recourse—like freezing the account—Apple would never collect the money and assumingly, the content owners would never be paid.

In most cases it’s just an honest mistake, but an automated online store would have no way to know that.
 
Not really, no. Be honest with yourself, how many of your own password reset questions could you get right, between differences in spelling, abbreviation, capitalization...
Every single one. I know my exact answer for all possible security questions.
 
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Where the system allows free text I just use a passphrase so impossible to guess even if you do know the name of my first school friend.
 
You're using Apple servers for updates. I assume that you owe apple money for a pending purchase that did not go through on your card. This happens to me quite a bit too and I used to get pissed about it. However, if you think about like this: You purchased a bunch of watermelons in California, but you live in in New York. You then hire and pay a delivery driver to pickup your watermelons in California and delver them to you in New York. You and the delivery driver reach an agreement and you pay him. Half way through the trip the delivery driver finds that your payment to him did not clear. He then decides to not deliver your watermelons until the payment situation is fixed. You own the watermelons, but you do not own the way that the watermelons are being transported. So... You own that app, but you do not own the servers that house the updates. Apple does and you owe them money for a pending purchase. Pay up or shut up.
 
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