So “no” at first.
Lots of people will live that reality forever, no matter what they do or job they have.
Like the sentiment of only buy it if you can pay cash, I just wish that were a reality for a lot more people in the US. Really tough world for a lot of people nowadays, sadly.
The jobs are there. Unemployment is all time low. The world is NOT tough. It is that people have ****** mindset to spend more than what they make.