Interesting, I use Windows 10 (I remote into a virtual desktop and servers from there) all day for work, as well as Windows 11 Pro for my home systems and I have never ran into the issues you do. Although, the first thing I do is run debloater software.
This used to be a big point of favor on the Mac side of things (and yes, I agree it is still a BSD system), but now with the announcement that they are going with AI as well, I think it will be up to the user to have proper system firewalls, Secure DNS, and other privacy tools
on all systems where a corporation runs the OS. Mac included.
So, I can either fix the devil I know and is kind of transparent about how they are trying to violate privacy in the name of copilot, or the super-secretive one that doesn't let me know how exactly they are violating my privacy--especially with generative AI.
I might change my mind when this all comes out later this year and Apple decides to let us know exactly how it is going to work privacy-wise, but it isn't like I can disable it if I don't like it. That isn't the Apple way.
And as far as reliability, what vendor are you getting your PCs from? I haven't had an issue with really any of my PCs in like a decade? Seriously, it's been a decade since Windows had even a blue screen for me. Same with Mac, actually.