@mrochester : you added the Passkeys aspect to this discussion and we've been exchanging points of view based on that.
It seems you are denying that there is a problem, saying that it's Passkeys and it's the industry standard now, so everything is fine, etc.
There is clearly a problem.
But also, it seems that you have not fully understood Passkeys.
Nothing wrong with that per se. I have not fully understood them either and I want to read more about the technology.
The problem is that you are making points based on very strict technical details of how the Passkeys supposedly work that I am not seeing specified anywhere.
For example, you claim that no Passkeys implementation can rely solely on biometrics, and they all must use the device PIN (Passcode).
And when I challenged that, you talk about being required to use a Passcode
to setup a device.
It's all different things.
Unlocking the device is one thing. Authorising a Passkey is another thing.
Besides that, what we have nowadays on the iPhone is not Passkeys.
Therefore, the issue being discussed in this thread is not caused by Passkeys.