Do what kind of workloads??Here's my firsthand experience:
Personally, I have a 2019 Mac mini, i5, 32GB RAM that was my daily driver until I bought a 14" MBP, M1 Pro 10/16, 16GB RAM to replace it. The mini continues life in my basement as a server and spare machine. I was worried about halving my RAM as I frequently open way too many tabs and would have high memory pressure on my mini. But over a month using this new MacBook Pro, I haven't once felt that it was slowing down or not keeping up. Truly an incredible machine in all ways. Very happy with this purchase. And compared to my work Mac — a 2019 13" MBA with an i7 — it's night and day. That MBA is hot, loud, and painfully slow, even with an i7.
Professionally, one of my clients is a small medical business. We switched to Mac back in 2011-2012 with a bunch of Intel Mac minis. We recently replaced all of them with new M1 minis, base model, 8GB RAM. They've been incredible for the office, and 8GB has been plenty for them. Their needs are pretty simple: couple browser tabs, Google Drive File Stream, and Acrobat Reader for those pesky federal PDF forms that just won't work in Preview. I was a bit worried about the RAM, but my concerns have proven to be unfounded. A few minor pains moving to a new processor architecture for sure, but no complaints or issues worth noting.
So overall, I say go for it!
Opening browser tabs and doing office productive is hardly demanding task. Heck those tasks can be preformed by any computer over the last 5+ years.
I'm sitting in front of a haswell i7 computer with 32 gigs rams and it never really slows down. The only time it does is when I am doing video encoding in the background while working on graphics. Even then it's not unbearable.
RAM is the issue these days and for the most part has always been with Mac's. More RAM the better and especially now since you can't upgrade over time as your needs change you have to invest upfront for future proofing.