Have you used Activity Monitor (found in the Utilities folder within the Applications folder) to see how much memory you're using? If it is showing high memory pressure that may be a reason to consider 128GB. If it's showing low or medium memory pressure it's likely 64GB will be sufficient for your current needs.It's mostly a hobby, part of which I actually use for my day job as well. You're correct about it depends how much I want to spend on this machine that essentially isn't my primary income source.
Thanks again for the insight, it's really helped with making this decision. Everyone's input has been useful to me and allowed me to consider my choice from various angles which is what I wanted.
I'm guessing the YouTube video you watched regarding 64GB versus 128GB was Max Tech who concluded the extra 64GB in the 128GB configuration wasn't justified in the testing he performed.
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