I have been in the same situation as you, because I usually have my 14" 90% of the time connected to the charger, only when I'm outside of the office (at home) do I don't have it connected.I've been monitoring the battery values pretty closely for the last few weeks since I'm still trying to understand the optimized battery charging algorithm. Because of this close monitoring I've seen the rapid battery drain several times while on the charger so I recognized what was happening even though I was on battery power. The battery drains at over 12 Watts until it reaches about 80% (ioreg values not macOS reported battery levels.)
What I'm beginning to understand is that OBC has a couple of modes. For my previous use it was about maintaining the battery level at 80% because my MacBook was rarely off the charger but now it is once back on battery, charge to 100% then drain back to 80% after a few hours if the algorithm thinks that the MacBook is going to remain on the charger. So far, the OBC algorithm is still confused by weekdays vs weekends.