Well this is strange, me and a friend went to Micheals today, and just for kicks, tried Apple Pay. She used Amex, it went right through, even showed approved on the screen. I then decided to try it myself with my B of A Visa which was always declined at this location before (screen would say "select a different tender") and much to my surprise, it worked. Went right through, the clerk behind the counter had to enter some password on her screen, though a receipt printed which showed the correct last four numbers for the apple pay "fake" card. I tried it multiple times after that (3 more transactions) and it worked fine, though what worries me is the terminal never showed "approved" for me, and the charges have not yet appeared on my account, though I do have a receipt for each transaction, and the person behind the counter said it went through. Maybe they're turning NFC back on?