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MacGizmo

macrumors 68040
Apr 27, 2003
3,201
2,504
Arizona
Walmart is not even close to a monopoly. A lot of people shop at Target, other retailers, and Amazon. Kroger will soon be a big competitor when they aquire Albertsons, they will have almost as many stores as Wal-mart.
That merger isn't going to happen – at least not as it is proposed now. The union has already squashed it, and I'm sure when the government gets involved, they aren't going to allow it either.
 

lartola

macrumors 68020
Feb 10, 2017
2,161
1,081
New card readers have chip and contactless functions. Mastercard said that they will remove the magnetic stripe from their cards in 2030. This means that US restaurants which have card readers accepting only cards of magnetic stripe will buy and use the new card readers with chip and contactless payments by 2030.

I would imagine that these US restaurants will not disable the function of contactless payments of the new card readers when they start to use them.

The restaurants probably won’t disable contactless, but if they continue having to take cards away it’s still unlikely to be used much by the staff. Let’s hope the remaining restaurants don’t make the stupid mistake of upgrading to chip by purchasing wired pinpads, as many restaurants that have already upgraded did.
 

tmiw

macrumors 68030
Jun 26, 2007
2,544
612
San Diego, CA
it’s still unlikely to be used much by the staff.

I mostly use my physical card these days instead of my phone and in my experience, places that don't let you run your card yourself have been tapping for me more and more instead of just inserting. That does mean that Apple Pay becomes more difficult to impossible, but I'm also not sure that Visa and Mastercard particularly care as long as they get their "majority of transactions in the US are contactless" bragging rights.
 

echopulse

macrumors regular
Aug 7, 2021
237
141
Abilene, TX
This was just posted on Reddit. Can't wait!

48b96v5fhi1b1.jpg
 
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lartola

macrumors 68020
Feb 10, 2017
2,161
1,081
This was just posted on Reddit. Can't wait!

View attachment 2206256


Yeah I saw that. What stands out to me is the part about the pinpad toppers. If this is true, we now have some proof that these staunch contactless holdouts did indeed remove the built in nfc module from their pinpads. That would be the only reason why they now need an external add-on to start accepting contactless.
 

tmiw

macrumors 68030
Jun 26, 2007
2,544
612
San Diego, CA
Yeah I saw that. What stands out to me is the part about the pinpad toppers. If this is true, we now have some proof that these staunch contactless holdouts did indeed remove the built in nfc module from their pinpads. That would be the only reason why they now need an external add-on to start accepting contactless.

I just got back from a trip to SW Ohio and Kroger there most definitely isn't using external readers, just the one inside the MX915. They are probably referring to the advertising bit on top of the terminals.
 

cub850G2

macrumors 6502
Nov 15, 2014
290
30
NE
I just got back from a trip to SW Ohio and Kroger there most definitely isn't using external readers, just the one inside the MX915. They are probably referring to the advertising bit on top of the terminals.
I wonder what they will eventually upgrade the MX915s to? Probably the Verifone M400 but I haven't seen any Toshiba grocery upgrade to the new generation of Verifone yet. Some NCR grocery stores have upgraded to M400 already though.
 

lartola

macrumors 68020
Feb 10, 2017
2,161
1,081
I wonder what they will eventually upgrade the MX915s to? Probably the Verifone M400 but I haven't seen any Toshiba grocery upgrade to the new generation of Verifone yet. Some NCR grocery stores have upgraded to M400 already though.

I think mx925s would be a more likely upgrade. They’re almost the same as the mx915 but with a bigger screen.
 

amajum0073

macrumors newbie
May 18, 2023
20
13
The card machines in the UK and Ireland work differently than other countries for NFC contactless payments.

In 2023, the contactless limit costs for UK is £100 and in Ireland is €50.

A person can not use his bank card for contactless payment if their transactions are over these numbers but they can still use Apple Pay and other mobile wallets. The person would need to insert the bank card to the card machine and enter the PIN number.

This is because the card machine locks the NFC for physical cards if the transaction costs are over these numbers but not for the NFC of mobile phones and smart watches.

This shows you that the NFC for physical cards are different from NFC from mobile phones and smart watches.
 

lartola

macrumors 68020
Feb 10, 2017
2,161
1,081
The card machines in the UK and Ireland work differently than other countries for NFC contactless payments.

In 2023, the contactless limit costs for UK is £100 and in Ireland is €50.

A person can not use his bank card for contactless payment if their transactions are over these numbers but they can still use Apple Pay and other mobile wallets. The person would need to insert the bank card to the card machine and enter the PIN number.

This is because the card machine locks the NFC for physical cards if the transaction costs are over these numbers but not for the NFC of mobile phones and smart watches.

This shows you that the NFC for physical cards are different from NFC from mobile phones and smart watches.

The same happens in Mexico. The machines do have a limit for physical cards (which varies between $250 MXN -about 12.50 USD- and $1500 MXN -about 75 USD- depending on the POS machine provider), but no limit for mobile wallets such as apple pay or google pay.
 

cub850G2

macrumors 6502
Nov 15, 2014
290
30
NE
Good. Another one bites the dust. Kroger is supposed to turn their contactless on next week!
I checked a few days ago at my local Kroger banner and no dice but the cashier did tell me that a lot of people ask for contactless support. Maybe my local store is in the last round of the rollout. I'll be checking out a different location today in a different city.
 

garyjones027

macrumors regular
May 4, 2023
127
127
I checked a few days ago at my local Kroger banner and no dice but the cashier did tell me that a lot of people ask for contactless support. Maybe my local store is in the last round of the rollout. I'll be checking out a different location today in a different city.

48b96v5fhi1b1.jpg


This is a post made by a worker for Kroger supermarket in May 2023.

It says all Kroger supermarkets in the USA will have contactless payments and Apple Pay on June 5, 2023.

Kroger can make a post on their Facebook page and Twitter page on June 5, 2023, in which all Kroger supermarkets in the USA have contactless payments and Apple Pay.
 
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cub850G2

macrumors 6502
Nov 15, 2014
290
30
NE
View attachment 2210572

This is a post made by a Kroger employee in May 2023.

It says all Kroger store in the USA will have contactless payments and Apple Pay on June 5, 2023.

Kroger can make a post on their Facebook page and Twitter page on June 5, 2023, in which all Kroger stores in the USA have contactless payments and Apple Pay.
Yeah I know about that and that is why I said rollout. I'm expecting it to be enabled at my local location by the 5th. I was thinking the rollout would be gradual and could be earlier.
 

echopulse

macrumors regular
Aug 7, 2021
237
141
Abilene, TX
They could send instructions to all the store managers to make the change on the night of the 4th, on the store registers. It would probably be as simple as turning on contactless in the register's software. It could be done storewide in 30 mins or less, probably. So it doesn't need to be a gradual rollout.
 

AZhappyjack

Suspended
Jul 3, 2011
10,184
23,659
Happy Jack, AZ
But I bet it was via a QR or app. US restaurants usually refuse to process payments at the table using wireless card readers. They’ll do anything but that.

Many places now have table-top devices - typically Ziosk devices that offer video games, etc... but allow you to pay via card or via NFC.


ziosk.jpeg
 

cub850G2

macrumors 6502
Nov 15, 2014
290
30
NE
They could send instructions to all the store managers to make the change on the night of the 4th, on the store registers. It would probably be as simple as turning on contactless in the register's software. It could be done storewide in 30 mins or less, probably. So it doesn't need to be a gradual rollout.
Yep that seems like it will happen that way also June 5th is when Apple WWDC starts so my friend has been wondering if Apple will say anything about Kroger supporting Apple Pay.
 
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The-Real-Deal82

macrumors P6
Jan 17, 2013
17,297
25,439
Wales, United Kingdom
Are self serve checkouts like these common in the US?

0ba1b7fb608861bf0458856089eac41a.jpg

These have been in most supermarkets in the UK since around 2009 and have increased even more so since covid. I usually self scan items and bag up as I go around the store, upload the total on these via a QR code that you scan with the hand held scanner, than ApplePay on the terminal. Makes shopping so much easier.
 
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