AFAIK, the skimmers were on the magnetic readers where you insert the card. Not sure if those ever worked on chip enabled card. I don't see how an add-on skimmer would intercept tap-to-pay. It is usually more secure than the kind that you insert your card into.
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Major Retailers that Support NFC Payments
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I don't think that's it. I have heard that people may be able to add someone's stolen credit card number to their apple wallets because some banks don't require a sms code or password to activate the card. There are more than 5000 banks in the US, so that may be true. Apple should really make card activation more secure instead of leaving it up to the issueing bank.
Not with Apple Pay, but certainly there are lots of stories of fraud with contactless cards, and since both use the same tech on the card readers (NFC) then it follows that anyone scared will shut off the contactless, leaving out the mobile wallets too.
No, they need you to swipe the card so they can skim it. That’s probably why they disabled Apple Pay or tap to pay. I would be cautious of any place that had such a sign.
Ok, but I can't remember the last time someone asked me for ID when I used a physical credit card. If it was stolen I could use it just fine. That's not unique to Apple Pay.
But they would need the physical card. With Apple Pay they only need the number. It would be a lot easier.
Even for the cards that I didn't have to approve with my bank I got a notification email that a card was added to my wallet. If it was really simple to pull olf this fraud it would be a huge story.
A year ago, I had a hard time to find hotels that accepted Apple Pay. More recently, I have been able to find more. I have done google searches and been able to find that many hotel brands from all the major companies accept it, with the exception of Wyndham. Here is a list of the top 10 hotel companies. Not every brand and location from these companies may support it, but many do. These companies own most of the other brands of hotels out there. Probably about 60% of hotels.
Hilton: Yes
Choice: Yes
Wyndham: No
Marriott: Yes
IHG: Yes.
Best Western: Yes
Hyatt: Yes
Four Seasons: Yes
Drury: Yes
Motel 6 and Studio 6: No
Red Roof Inn: Unknown
Hilton: Yes
Choice: Yes
Wyndham: No
Marriott: Yes
IHG: Yes.
Best Western: Yes
Hyatt: Yes
Four Seasons: Yes
Drury: Yes
Motel 6 and Studio 6: No
Red Roof Inn: Unknown
Only at Motel 6 locations with the Ingenico PIN pads. Some of them still dont have any type of PIN pad and rely on typed in card numbers.
Wydham might accept apple pay outside the US (they do in Mexico, for example, at least physically -nfc-). Marriott outside the US might not accept it. In Mexico, for example, Marriott installed lane 7000s at the front desk at all their hotels, but they left the contactless disabled on every single one of them and only accept chip cards.
BTW how many of those major companies in your list accept apple pay online? until very recently not a single one of them did and that’s where it would be most useful since most people (especially americans) book their hotel rooms online these days.
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Doesn't matter if they accept it online; if I want to order online, I can always use hotels.com or booking.com, which does accept it.
Our Lowe’s started accepting tap payments not too long ago, so I started favoring it over Home Depot (which didn’t). Had to go to Home Depot for a specific item a few days ago, and discovered that they now accept tap also!
Walmart is looking more and more antiquated, and they really should be embarrassed. Hope their stubborn resistance ends soon.
Walmart is looking more and more antiquated, and they really should be embarrassed. Hope their stubborn resistance ends soon.
There are signs they might since they are starting to ask for phone numbers now. They really wanted people to use Walmart pay before so they can build a profile for your shopping habits. But they figured offering text receipts might just do to the same thing.
I doubt it. Walmart has gone to greater extents than anybody else in blocking contactless payments at their stores. In the US they were the only ones who bothered to find a way to block samsung’s MST too. In Mexico they’re the only supermarket chain who buys its own wireless POS for deliveries and curbside pickups and disables NFC on them (all other supermarkets in Mexico receive the wireless POS ready to use from their bank and were able to accept tap to pay on deliveries and curbside pickup years ago, long before they even thought about enabling it at the cash registers in their stores).
Yes.
The situation in the U.S. is that there are no laws mandating the use of NFC on payment terminals. This is why large retailers like Walmart can choose whether or not to support it. Walmart has opted not to support NFC in favor of its own payment system, Walmart Pay, which is integrated into the Walmart app.
In recent years, all major U.S. retailers implemented NFC payments except Walmart during the pandemic due to high customer demand.
I expect Walmart will continue to avoid adopting NFC payments because it is the largest retailer in the country and has a very large and loyal customer base. While there have been customer complaints about the lack of tap-to-pay options like Apple Pay and Google Pay—especially since other major stores offer them and Walmart is the last major holdout—Walmart is likely to maintain its current approach. Thanks to its strong customer loyalty, it will probably continue operating without tap-to-pay functionality despite ongoing complaints for many years.
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Every time it gets brought up, someone brings up how “Walmart Pay is the answer”…I used Walmart Pay, and while it’s quite nice, it isn’t better than Apple Pay.
Longer term I think stuff like Scan and Go and Amazon's cashierless stuff will be what we're going with, but that'll be a while.
Yeah, I assume with Walmart Pay, I can’t simply hold my watch up to the terminal, but instead must pull out my phone, find the app, open it, and go to the appropriate section, etc. Sorry, no, I’ll just pull out my regular credit card.
I avoid Walmart like the plague, but I do go to Sam's on occasion if I need something Costco doesn't have. Their stupid "scan & go" function doesn't work half the time. 1. Service inside the warehouse sucks. 2. About every other time I try to use it, it wants me to reenter the security code from my card. Hello‽ I'm using the scan & go crap because I don't have the card with me and you don't take contactless payments!
Connecting to the store’s WiFi makes Scan and Go work pretty well, but yeah service in Costco and Sam’s Clubs usually are terrible due to the metal roofs.
Which isn’t a problem at all for apple pay, google wallet, etc because they store payment info on the device itself, so it’s not required to have an internet connection while paying.
Not the answer, walmart’s answer. Although false, that has been walmart’s whole argument not to allow contactless payments in the US and Mexico: that they have their own payment services(walmart pay in the US, cashi in Mexico).