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gigatoaster

macrumors 68000
Jul 22, 2018
1,654
3,214
France
I talked to Apple via Chat and asked about my EPP discount:

46ECC50E-E9F6-4B61-AE40-2F841638A1F0.jpeg


So I wonder if around December we will have that small discount. There is also no discount on Apple Care.
I forgot to tell her when I bought my MacBook Pro & mini last year I had discount.
 

gigatoaster

macrumors 68000
Jul 22, 2018
1,654
3,214
France
When I was living in Europe, I had EPP discount. I have it here in Singapore l, too and I remember using it in the USA, once.
 

ugahairydawgs

macrumors 68030
Jun 10, 2010
2,966
2,473
Credit card does not mean debt. I put everything on my award credit cards and pay in full monthly. Greatly benefits me, as take trips every year on them and get cash back on others. You get ahead by doing that.....

Credit cards do mean debt. Whether it’s paid monthly or not just changes the duration of the debt. If you are comfortable owing someone else money, then more power to you. But there are plenty of other people who would prefer to steer clear of it all together and a free trip or some reward cash here and there is not enough to move the needle.
 
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GDF

macrumors 68000
Jun 7, 2010
1,514
1,617
Totally disagree. If you pay your credit cards balance in full every month, that is not debt and I benefit by getting cash back, free trips every year. I agree if you don't do that it is debt, but if you do what I do and most people I know that is not debt. Same as cash.....
 

Kung

macrumors 6502
Feb 3, 2006
485
496
I'm probably super late to this discussion, but I've had no issue getting the military/veterans discount. (NOTE: It only seems to apply if you're buying the unlocked/SIM-free version, for some silly reason.)
 

caligurl

macrumors 68040
Jun 8, 2009
3,890
1,766
socal
Credit cards do mean debt. Whether it’s paid monthly or not just changes the duration of the debt. If you are comfortable owing someone else money, then more power to you. But there are plenty of other people who would prefer to steer clear of it all together and a free trip or some reward cash here and there is not enough to move the needle.

If you don't use cash back credit cards... you are losing out on a lot of money! I NEVER carry cash. I pay for everything with a variety of credit cards that get me various amounts of money back via cashback offers. (Including paying any bills that allow me to use a credit card... i.e. cell phone, water, car/homeowners insurance, alarm service, vehicle registrations, etc.... why not get a discount off my utilities!?)

I get 5% back on things like gas, groceries, restautants via Discovers quarterly 5% cash back offers. You can earn up to $75 in FREE money if you spend to their limit of $1,500. I get even more back because I normally cash any Disco cash back in for gift cards that net me even more money (i.e. use $20 of Disco cashback for a $25 Bass Pro gift card. Most of which I do on the fly/in the store so I don't have gift cards laying around unused or getting lost.)

I have other cards that get me 3% at Drug Stores, grocery stores, restaurants, gas (when it's not a Disco 5% quarter). I get 2% at Sam's club... and then I have another "all other" purchases that I get a straight 1.5%.

I don't pay them off monthly... because I'm too anal so I go and pay them once they go from pending to being an actual charge. That's NOT CREDIT CARD DEBT! That called smart use of credit cards to make money!
 
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michie0708

macrumors newbie
Sep 16, 2019
14
18
Dallas, TX
If you don't use cash back credit cards... you are losing out on a lot of money! I NEVER carry cash. I pay for everything with a variety of credit cards that get me various amounts of money back via cashback offers.

I get 5% back on things like gas, groceries, restautants via Discovers quarterly 5% cash back offers. You can earn up to $75 in FREE money if you spend to their limit of $1,500. I get even more back because I normally cash any Disco cash back in for gift cards that net me even more money (i.e. use $20 of Disco cashback for a $25 Bass Pro gift card. Most of which I do on the fly/in the store so I don't have gift cards laying around unused or getting lost.)

I have other cards that get me 3% at Drug Stores, grocery stores, restaurants, gas (when it's not a Disco 5% quarter). I get 2% at Sam's club... and then I have another "all other" purchases that I get a straight 1.5%.

I don't pay them off monthly... because I'm too anal so I go and pay them once they go from pending to being an actual charge. That's NOT CREDIT CARD DEBT! That called smart use of credit cards to make money!

I lived in a cash only system for like 10 years, because I was afraid of debt. In April I decided to change that and got two rewards cards (Discover and Chase Freedom). I already have $500 in travel rewards with Chase. I mainly use that one because I am trying to accumulate as many points as possible for an overseas trip in February.

I pay for everything with my credit card. Even if it's $1.

Every two week, when I get paid, I pay the entire balance off. I was doing it daily, but it's just easier to go in the morning I got paid and pay it off. Super easy too since my checking account is with Chase as well. I make sure that the day before the statement closing, the account has a zero balance, so that's what gets reported to the credit bureau. I do keep a small balance on my Discover since it has a 0% interest, to show some usage since I am trying to increase the length of my credit history and show responsible use.
 
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Kung

macrumors 6502
Feb 3, 2006
485
496
^ Ditto for me. Yes, I use my credit card (mainly to keep the rating up, and also for rewards), but unless it's an emergency, I ALWAYS ensure I have the money to actually pay for what I buy; and then I pay off the balance every 2 weeks.
 

ugahairydawgs

macrumors 68030
Jun 10, 2010
2,966
2,473
If you don't use cash back credit cards... you are losing out on a lot of money! I NEVER carry cash. I pay for everything with a variety of credit cards that get me various amounts of money back via cashback offers. (Including paying any bills that allow me to use a credit card... i.e. cell phone, water, car/homeowners insurance, alarm service, vehicle registrations, etc.... why not get a discount off my utilities!?)

I get 5% back on things like gas, groceries, restautants via Discovers quarterly 5% cash back offers. You can earn up to $75 in FREE money if you spend to their limit of $1,500. I get even more back because I normally cash any Disco cash back in for gift cards that net me even more money (i.e. use $20 of Disco cashback for a $25 Bass Pro gift card. Most of which I do on the fly/in the store so I don't have gift cards laying around unused or getting lost.)

I have other cards that get me 3% at Drug Stores, grocery stores, restaurants, gas (when it's not a Disco 5% quarter). I get 2% at Sam's club... and then I have another "all other" purchases that I get a straight 1.5%.

I don't pay them off monthly... because I'm too anal so I go and pay them once they go from pending to being an actual charge. That's NOT CREDIT CARD DEBT! That called smart use of credit cards to make money!

And that's perfectly fine if that's how you want to go about things. I personally like to know that things are paid for in the moment. And using cash is not a bad thing. You psychologically feel the purchase more when you use it. I've seen several studies over the years and they all say the same thing, if you put it on a credit card you end up spending a significant percentage more on every purchase you make. There's no emotion in the purchase when using a credit card because the act of paying for it is being delayed, so in the moment the purchaser doesn't feel the sting of the cost and it becomes much easier to justify going over whatever predetermined budget they had in their head going in to whatever spending situation they find themselves.
 

trooper1

macrumors newbie
Jun 2, 2015
10
1
Georgia
I ordered an iPhone 11 for daughter the other day after reading about the discounts here. I never knew Apple offered them but you can bet I will use it every time now.
I ordered the 11 Pro Max the day the orders went live but had I known then I would have waited.
 

gtmac

macrumors 6502a
Jun 25, 2010
676
116
And that's perfectly fine if that's how you want to go about things. I personally like to know that things are paid for in the moment. And using cash is not a bad thing. You psychologically feel the purchase more when you use it. I've seen several studies over the years and they all say the same thing, if you put it on a credit card you end up spending a significant percentage more on every purchase you make. There's no emotion in the purchase when using a credit card because the act of paying for it is being delayed, so in the moment the purchaser doesn't feel the sting of the cost and it becomes much easier to justify going over whatever predetermined budget they had in their head going in to whatever spending situation they find themselves.

Not saying there aren’t studies but I disagree completely. I pay off CC every month if not more frequently. I monitor my spending through the CC. Marriott Chase is amazing if you travel. Highly recommend it.
 
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Kung

macrumors 6502
Feb 3, 2006
485
496
Not saying there aren’t studies but I disagree completely. I pay off CC every month if not more frequently. I monitor my spending through the CC. Marriott Chase is amazing if you travel. Highly recommend it.

Starting to travel more, but probably not enough to justify a new CC.

With that said, with a rate of 6% on my CC, I’m fairly happy with mine. :)
 

bushman4

macrumors 601
Mar 22, 2011
4,146
3,942
Must be an oversight by Apple. Hard to believe that Military, First Responders etc don’t get a discount
 

44267547

Cancelled
Jul 12, 2016
37,642
42,495
Must be an oversight by Apple. Hard to believe that Military, First Responders etc don’t get a discount

It’s not an oversight. They [Apple] can apply the discount manually. You can call direct for an override if the discount isn’t applied online.
 
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