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tbayrgs

macrumors 604
Jul 5, 2009
7,467
5,097
Does Samsung Pay work in place of chip cards?

Where I'm located in the US no place accepts "swiping" anymore. I think 7-11 was the last big business I saw that FINALLY requires you to use your chip. You either use a card with a chip, cash, or a form of NFC. And I've never been to a business that Samsung and Apple Pay aren't both accepted in their NFC form.

I use ApplePay quite often and I'm sure I would use Samsung Pay as equally as often. I'm just having trouble seeing the major advantage of Samsung Pay aside from its use with a tech that credit card companies are desperately trying to make obsolete (granted its cool as crap I give you that).

So why would I (you) prefer one over the other? Serious question...

If you still have to pay using the mag strip for most of your payments, the Samsung Pay has the additional functionality to work here, thus its advantage. I'm also in the US and while I'm seeing more chip readers, still see so many that either don't have them at all or even worse, have them (and NFC) but don't have them activated yet. I am starting to see many more with active NFC readers though--been using Apple Pay far more over the past few months. Sad reality also though that I've encountered at least half a dozen merchants that had NFC capable readers that were active and they had no clue until I asked to try using Apple Pay. The reaction is near universal amazement but pretty sad that they don't even know they can accept tap to pay.

We're slowly joining the rest of the civilized world but it's long, slow slog getting there.
 

The-Real-Deal82

macrumors P6
Jan 17, 2013
17,317
25,467
Wales, United Kingdom
Chip and pin lol, we're contactless baby!!
So is it vastly different from having contactless on a mobile phone then? I have contactless on my debit card, but it's exactly the same as placing a phone next to a pay terminal in priciple. I appreciate people might not want to use it, but when they make out its much 'better' still using contactless on a card I fail to see the difference. I personally can get my phone out quicker than my cards and I'm not one for hanging around when I pay for something.
I wonder if Samsung pay will ever come to the U.K.
Every month there seems to be a rumour it's coming within weeks. The latest I've heard is September.
 
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