What I don't really understand is the difference, if any, between unified mem and Intel ram usage.What exactly do you envision you can do with 32GB of unified memory but not with 24GB?
My 2017 i7 iMac has 40GB ram. I am not doing anything intensive at the moment and my memory usage is 30GB w/ 10 cached and no swap. If I reboot the mem usage may go down to 21GB which is where it was yesterday.
When I start up my image editing program (I am scanning and 'repairing' a few thousand 45 year old slides) my mem usage adds several GB. This all leads me to believe 32GB may be a better choice since my 'project' as been underway for several years and I expect it to take several more years.
I'm trying to convince myself that I can get away with ordering a 24GB M4 mini and am hoping someone posts a comparison of ram usage between an intel machine and the M4 mini so I can decide if I should bite the bullet and spend more. I can afford to do that but I don't want to throw $$$ out unnecessarily. If unified memory uses less ram than an Intel machine for comparable operation maybe 24 would do it.