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How does PP work with holds Walmart puts on the card?
The holds clear pretty quickly. Usually before the end of the day at midnight. With Walmart+ and home delivery, I’m charged a higher amount to account for any item substitutions. Once my delivery is completed, the hold is released and the correct amount is charged.
 
My three reasons for hating the Walmart “experience”. 1) no Apple Pay, 2). The absolutely horrible music on really bad speakers, 3) charging a premium over online orders to visit the store
 
A bit off-topic already but, are US debit cards not international? you can’t use them for online payments on european shops for example? or when traveling abroad?

if it is running on mastercard or visa network than I would guess it is treated by the terminal as a credit card
 
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I went to a Walmart once, and can say confidently that as much as I like ApplePay (I now consider putting on my watch equivalent to putting my wallet in my pocket when I go shopping) this barely makes the top ten reasons I have no interest in repeating that experience.

I have a technical question around it: In Europe it does not matter if a company specifically accepts Apple Pay or not. It will work as long as they accept contactless payment (i.e. holding your physical credit card close to the terminal instead of your phone). Is that not the case in the U.S. / at Wallmart?
As others have said, contactless terminals almost always work with ApplePay even if they’re not expressly designed to.

I remember when ApplePay was first released, CVS was an early adopter of contactless POS terminals, and I went to one the same day to try it out. It of course worked.

Within a day or two after, CVS did some kind of hack to their processing system to explicitly reject ApplePay without turning off other contactless payments. I no longer remember the technical details, but I believe they really had to go out of their way to detect ApplePay in order to reject it, and the reason was entirely to prop up whatever stupid alternative payment system they were pushing (CurrentC I think). I subsequently refused to shop there until they eventually gave in.

My main reason for largely refusing to shop at places where I can’t use ApplePay is POS credit card hacks. The Target hack a while ago caused me to have to replace a now-stolen CC number, which is a non-issue with the system ApplePay uses.
 
I think this is the last remaining retailer (at least for me here in the US) that doesn't accept NFC payments. For godsakes, Kroger and Home Depot use NFC payments now! And for those stores, if I forget to bring my physical credit card with me, I still can go in there and purchase something because I don't need one. For Walmart, no, I wouldn't be able to go in and purchase something. I think that is realy want they are missing out on.
 
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It’s funny because I picked up Walmart+ when the annual subscription was half off on BF, and while I use their free delivery regularly I haven’t stepped foot in an actual Walmart in at least a year, so this isn’t an issue for me.
I’m more frustrated lately when I go to the one gas station in my area that doesn’t have touchless payment at the pump and of course my wallet is sitting on my dresser at home.
 
It’s crazy (to me) that in the States they still don’t have contactless debit/credit cards.

Most people who use Apple Pay in Canada do it purely for the convenience. They have no idea it’s actually safer.
 
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Scan and Go at Sam's club is exactly why I shop there instead of Costco. On weekends when the lines are crazy long, I scan all my stuff, pay on my phone and walk right out the door, bypassing all those in line. It's so nice.
 
Can someone explain to me as a non-american, why customers don't just talk with their wallets and either NOT scan or shop elsewhere? OBVIOUSLY it's to collect data, that's what businesses do.

Clearly a lot of their customers are using the scan and pay,..otherwise Walmart would shut it down. Stop using it people!
 
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The holds clear pretty quickly. Usually before the end of the day at midnight. With Walmart+ and home delivery, I’m charged a higher amount to account for any item substitutions. Once my delivery is completed, the hold is released and the correct amount is charged.
I may have to give that a try, my holds stick around for days.
 
It’s crazy (to me) that in the States they still don’t have contactless debit/credit cards.

Most people who use Apple Pay in Canada do it purely for the convenience. They have no idea it’s actually safer.
The only two places I have to use my card are Walmart and the doctor’s office. Almost everyone takes contactless payments.
 
Come to think of it, most of my Walmarts have terrible cell service!
I have yet to go to a Walmart this didn't have free wifi.

I don’t understand. Walmart Pay doesn’t let you pay with credit card?
I use their Scan&Go process to shop and it will definitely work with a credit or debit card.

Let me translate.

"We refuse to support payment methods that provide for consumer anonymity, and instead insist customers pay in a way that let's us capture and monetize their personal data."
Wait, you actually think paying in any form other than cash is somehow not able to be tracked and simple to track back to you?
 
I may have to give that a try, my holds stick around for days.
Sometimes they clear before my holds with my credit union clear. I’m happy with it and prefer to use that over my credit cards. Plus the $30+ dollars in cash back I earn every month is huge factor for me to continue using it.
 


Walmart still does not accept Apple Pay or other NFC payments at its more than 4,600 stores across the U.S., and it stood firm on its reasoning for that today.

Apple-Pay-Walmart-Feature.jpg

A spokesperson for Walmart today informed MacRumors that its position on contactless payments has not changed since we last reached out about the matter in 2022. The big-box retailer said it remains focused on its own convenient payment technologies available in the Walmart app, including Walmart Pay and Mobile Scan & Go.

Walmart Pay allows customers to scan a QR code displayed at checkout to pay for their purchase with a payment card stored in the Walmart app. Scan & Go allows Walmart+ members to save time by scanning barcodes on items while they shop, rather than having to scan all of the items at a self-checkout register later.

The spokesperson said the following statement still stands:

Apple Pay launched more than 10 years ago, and it was accepted at more than 90 percent of U.S. retailers as of 2022, according to Apple. Some other major Apple Pay holdouts in the U.S. have reversed course and started accepting it over the past few years, including The Home Depot, Lowe's, Kroger, and Texas grocery store chain H-E-B, leaving Walmart as one of the country's only major retailers not to accept Apple Pay.

Walmart has accepted Apple Pay in Canada since 2020.

Article Link: Walmart Stands Firm on Why It Doesn't Accept Apple
 
I do most of my grocery shopping at the little Neighborhood Walmart and a lot less at Albertsons since those are the only two real grocery retailers in town. Neither accept AP nor do most other merchants around here. Guess that is a downside to living in small town USA. But at least they all take plastic so I get my 2% cash back rewards on everything. As much as I hate their Mega Stores and avoid them at all costs, the Neighborhood store is by far the easiest in and out of any place in town.
 
Can someone explain to me as a non-american, why customers don't just talk with their wallets and either NOT scan or shop elsewhere? OBVIOUSLY it's to collect data, that's what businesses do.

Clearly a lot of their customers are using the scan and pay,..otherwise Walmart would shut it down. Stop using it people!
You just answered your own question. They are voting with their wallets by swiping their credit cards, using the app at the register or using the app to scan and pay. If Apple Pay were a deal breaker outside the MacRumors echo chamber, then Walmart stores wouldn't be packed. But they are. I like Apple Pay but not enough to stop shopping at Walmart.
 
the thuggery is the retailer's assumption that all of their customers are stealing
Protecting what’s yours is thuggery? The areas with someone checking every order must face major shrinkage to warrant such. Maybe if people kept taking things from my home I’d watch them at the front door.
 
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I have yet to go to a Walmart this didn't have free wifi.


I use their Scan&Go process to shop and it will definitely work with a credit or debit card.


Wait, you actually think paying in any form other than cash is somehow not able to be tracked and simple to track back to you?
The difference is other stores have a loyalty card which most use, so cash or not, they can track it and tie it to a person for data analytics. Walmart has no such card, so they depend on people using their app.
 
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