Also, the point of my post was Walmart took a hit for not offering Apple Pay.
It's a hit Walmart has chosen to take. They're clearly not bothered by any potential loss here - probably because it is absolutely TINY compared to its $144 BILLION it made in FY2022. For comparison, the total GLOBAL NFC payments in 2021 was 1.78B....or about 1.2% of Walmart's profit. So...yeah....your potential contribution to Walmart's bottom line is "unimportant", to say the least.
People don't seem to realize that not all business is worth having all of the time. Businesses routinely don't go after every penny of profit that they could make, for various assorted reasons.

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