There could be a really good discussion about big Pharma, but not here.😳Have one allergy medication which bills to insurance at a bit less than $100K per year.
There could be a really good discussion about big Pharma, but not here.😳Have one allergy medication which bills to insurance at a bit less than $100K per year.
For a while I was exclusively swimming, but doing about 2500 yards I was getting some shoulder issues. I elected to mix in some weights in the gym, mostly lightweights 30- 60, but up to 100 pounds for core exercises. on Mondays and Fridays I swim and on Wednesdays I do the weights and I’m finding that my shoulder issues are less in the pool and I believe that’s because of the variety that weightlifting offers versus just pulling yourself through the waterThanks and excelleng advice! Yes, variety and balanced exercise is critical. Though much less than before, bicycling is still on my agenda. Also hiking long distances. You also make a very good point about weight bearing workouts and bone health.
At my age, I see heart health as especially key and for me swimming has the most benefit in that area, more so than the other forms mentioned. I used to have high blood pressure (work stress related), and since doing an hour or more of 5-day/week lap swimming, no longer need meds for that. Retiring also helped.
But again, your points are well taken.
That sounds like a really good set of balanced exercises with plenty of variety you're doing. Something I should do too. I average 100-120 lengths (25 yard pool) every time I go, and so far no muscle strain or injury issues for a couple years now. But still, as you and OC have mentioned, adding weight bearing would be good.For a while I was exclusively swimming, but doing about 2500 yards I was getting some shoulder issues. I elected to mix in some weights in the gym, mostly lightweights 30- 60, but up to 100 pounds for core exercises. on Mondays and Fridays I swim and on Wednesdays I do the weights and I’m finding that my shoulder issues are less in the pool and I believe that’s because of the variety that weightlifting offers versus just pulling yourself through the water
My understanding this is because medicare pays up to $5k, then you hit the “donut hole” approx $2k. gap in coverage, before Medicare catastrophic coverage begins and at that point, if I understand it correctly, I have to pay 5% of the $4500, which is $225.
According to the insurance, one Actemra RX to the tune of $4400 put me in the donut hole. I paid $1200. Note, the original price requested from the drug company was $9800. It was negotiated down by Medicare or by my Secondary coverage, not sure. The second RX got me into Catastrophic coverage , but there I paid $800, so by my reckoning I only paid $2000, not the $3k gap. There may have been subsidies involved. Next month, in catastrophic coverage, I was told this medicine will be $100 A month.View attachment 2353441
Although the $3K cost during the coverage gap and the $8K out-of-pocket cost to get to catastrophic is alarming it may not be as bad as it looks. Out-of-pocket costs include your payments and any payments by any medicare supplement policy you might have. This can reduce your cost to just a few thousand, much less but still a lot of money.
Whatever works.That sounds like a really good set of balanced exercises with plenty of variety you're doing. Something I should do too. I average 100-120 lengths (25 yard pool) every time I go, and so far no muscle strain or injury issues for a couple years now. But still, as you and OC have mentioned, adding weight bearing would be good.
But I feel fine with mostly swimming laps, as it's really a whole body workout. It's rated as the best exercise for overall health. I'm just glad to be doing something regularly.
So glad I don't have to deal with health insurance paperwork for me and my family any more. I feel for the people who have to navigate this 'system'. I know it usually gets the job done, but it's inefficient. When my father was ill and dying in the US, each treatment generated on average 5 letters, some of which were found to be fraudulent in a court of law, despite my father having really good health insurance...According to the insurance, one Actemra RX to the tune of $4400 put me in the donut hole. I paid $1200. Note, the original price requested from the drug company was $9800. It was negotiated down by Medicare or by my Secondary coverage, not sure. The second RX got me into Catastrophic coverage , but there I paid $800, so by my reckoning I only paid $2000, not the $3k gap. There may have been subsidies involved. Next month, in catastrophic coverage, I was told this medicine will be $100 A month.
When my father was ill and dying in the US, each treatment generated on average 5 letters, some of which were found to be fraudulent in a court of law, despite my father having really good health insurance...
So every time my father had a treatment, it would generate the following letters:Can you elaborate?
I really dislike the system we have here.So every time my father had a treatment, it would generate the following letters:
Multiply this by the number of phsyicans, treatments etc. and the paperwork got massive. Moreover the process got longer if there was a dispute. In one case a hospital claimed to have used a piece of equipment (a pulse oximeter - one of those machines that clips to a finger and takes optical measurements of the state of the blood) to perform a medical test (monitoring blood oxygenation levels). Over the course of his stay, this amounted to nearly $1000 claimed by the hospital from insurance. The insurance company laughed their assess off at this ridiculous claim (which was as nearly as much as one of those machines cost) and denied it as 'frivolous'. My father got stuck in the middle. Eventually, after being harassed by the hospital, and then a medical bill collection agency the hospital turned over the case to, my father took the lot of them to civil court for fraud and won. Why? Because we had multiple pictures of him by the machine on different dates in which the machine was clearly tagged as 'damaged' and not to be used. Also, the hospital could produce no pulse-ox readings taken from the machine, or indeed any pulse-ox readings for his entire stay. Instead, there were nurses' notes on the coloration of his skin. Despite turning over all of our evidence to law enforcement (mailing a false bill is mail fraud, and a federal crime), nobody was prosecuted for the fraud because 'this kind of standard charge is typical'. Imagine the response had one of my family tried to steal $1000 from a store or bank....
- The physician would send my father a letter stating how much they were going to charge insurance and how much they expected him to pay.
- The insurance company would send my father a letter stating that they had received a bill for $X amount from the physician.
- The insurance company would send a second letter stating the amount they would pay and the amount they would decline (they always declined something).
- The physician would send my father a final bill - deductibles, co-pays plus the amount the insurance company denied from the claim.
- My father would send a check via the mail, provided he agreed.
The irony is that in the US the public spending per capita is about the same as the public spending for the UK NHS, but in the US private spending on healthcare is about the same again, effectively doubling the cost per capita in the US. There are some upsides to the US system - more privacy (no mixed-gender Florence Nightingale wards), generally a speedy response (I am now in year two of waiting for surgery on the UK NHS for removal of a kidney stone), and a high quality of care. Still, I believe these features could be achieved without the millstone of the private insurance bureaucracy around the US system's neck. Just my 2 cents....I really dislike the system we have here.
Ouch. I know two people who had issues with swallowing - it is a hard road to trod. Good luck with the treatment!pharyngeal dysphagia. i can’t burp or throw up and eating is uncomfortable a lot of the time. it can be pretty awful. i’ve had times where i’ve felt weak from how hungry i was but trying to swallow was impossible. when it’s particularly bad i’ll have days or weeks where even a small amount of food can make me feel like i’m about to choke. i’ve also been sick to the point that i knew i needed to throw up, but i just can’t.
the good news is, i was able to get diagnosed recently after living like this since i was a teenager. apparently there was little to no research into it until recently. i had looked online and mentioned it to multiple doctors, but no one knew what to do so eventually i stopped looking into it. partially from shame because everyone i would mention it to believed it was psychosomatic, but also i figured out some tricks that work. like if i drink water constantly throughout the day it makes eating work more consistently. so i got a big water jug and i carry it around with me everywhere.
a few months ago i came across a twitter thread where someone made a joke about how they couldn’t burp until they got botox. it felt oddly specific so i followed up with them. they pointed me to a reddit group of people with the same issue and it just so happens i live in a city with one of the few specialists who treat it and a few weeks later i was in his office getting tested and diagnosed. turns out i just need the doctor to stick a long needle through my throat and hit this one muscle with botox and i should be totally fine about 2 weeks later.
the bummer is that it’s so easy to fix and i’ve been waiting for months on insurance bs, but i’ve been dealing with this for most of my life so what’s a few more months. it’s just nice to know there’s a relatively simple solution. lately i’ve been daydreaming about running into someone who thought i was nuts at a restaurant, confidently eating a fry off their plate, and loudly burping as i walk away 😜
thanks bud, i don’t let it get me down too much for the most part. i came to terms with it a few years back and was ready for this to just be how it was, but now that there’s something i can actually do about it, i’m feeling so relieved.Ouch. I know two people who had issues with swallowing - it is a hard road to trod. Good luck with the treatment!
Exactly. Yes it's usually good quality care, but only if you have enough money to afford it or adequate insurance. What bothers me the most about it is the inequality of it all as profit-based. And then there's the bureaucracy as you've described.The irony is that in the US the public spending per capita is about the same as the public spending for the UK NHS, but in the US private spending on healthcare is about the same again, effectively doubling the cost per capita in the US. There are some upsides to the US system - more privacy (no mixed-gender Florence Nightingale wards), generally a speedy response (I am now in year two of waiting for surgery on the UK NHS for removal of a kidney stone), and a high quality of care. Still, I believe these features could be achieved without the millstone of the private insurance bureaucracy around the US system's neck. Just my 2 cents....
Colon cancer is occuring in ever younger people, so just because you're under 40, doesn't mean you can't get it. Regardless of age, if you have any symptoms, or family history, or a terrible diet, drink alcohol etc., get one - it might save your life.
And dmr727, good job that you went ahead and had one instead of avoiding it like so many people. Hopefully since they got it all out you now have a clean bill of health. Still, in view of your history you should probably have them more frequently than the average person.
From an internet stranger- I hope you can work through your depression and see some sunshine.I have "major depression," and a back fusion (another coming soon). Not the end of the world, but that's what I'm dealing with on a daily basis.
Ugh, I'm really sorry...A large part of the depression comes from understanding that fact and realizing that I'm "different" from all my friends, etc.
I’m sorry you have to deal with this…😔My mood disorder (Interictal Dysphoric Disorder) is at it again.
What does it look like? I'm always alternating periods when I'm normal - there's no euphoria there, I'm simply fine - with periods when I feel its effects. There's no apparent trigger, sometimes it starts days before a seizure, sometimes it doesn't; if it started before a seizure, then the symptoms will be relieved after the seizure, not immediately, but maybe after a day or two, during which I feel like I've taken a heavy dose of sedative medicine, otherwise they'll go away on their own, for no apparent reason. Usually, these "bad periods" are shorter than the ones when I'm free of symptoms.
The latter ones start slowly and progress in intensity over the course of a few days, I'd say it takes 3 or 4 days to peak.
When I'm not feeling its effects, I may sign up for a lot of activities or groups, I buy books, I plan to watch something, then, once the mood effects start, I lose interest in everything.
What I used to enjoy becomes void, for example, music, tv shows, movies, people stop eliciting any kind of emotional response, when I read books - I read non-fiction mostly - I stop retaining concepts from the books, I just read them passively.
I'd have problems sleeping, or if I sleep, I'd never feel rested and have lack of appetite. Simple tasks, like showering, brushing my teeth, shaving, riding in the passenger seat of a car, preparing meals - even the simplest ones, like breakfast -, feel like chores and I have physical pains - mostly back pains - afterwards.
I lose interest in personal relationships, both friends and even just sex, most people feel like a nuisance. I start being irritable, even to the most innocent stimuli, like conversations, TV, and sometimes I'm confused to the point that it's difficult to sustain a basic conversation, as basic as "What would you like to eat?".
And I'm perfectly conscious of what's going on, I know how I feel, I just can't say why.
When I'm feeling the effects of this mood disorder, I feel like I'm in a loop. I'd love to meet new people and to partake in activities, because, subconsciously, I think that it might help me to "snap out of it", but I just feel so tired, so devoid of emotions, interest, energy, both physical and mental, that I just avoid as much human contact as possible, and the most I can do - besides going to work, because, I never know how long it's going to last, so I just have to go - is just some passive binge watching YouTube videos or passive music listening.
To add insult to injury, these, let's call them "mood swings", worsen my scalp psoriasis and atopic dermatitis.