Sounds like your sleep was threatened by incorrect info
There is no phone that sends user fingerprint data anywhere.
Certainly not Samsung phones, which first had a secure enclave starting back with the GS3.
All that the OS / app needs to know is if the print is authorized by the enclave section or not.
In other words, there's absolutely no reason why the print sensor cannot be used to lock down anything we wanted ... apps, files, purchases, whatever.
It's just a matter of Apple getting around to supporting its use by other parts of the OS or by apps.
My question is: are there any legal barriers to doing so? For example, if a sensor accidentally let another user (or a fake finger) buy $1,000 of something, would Apple as provider of the authorization device be liable?