For anyone seeing this thread, you CAN use an M1 Mac to make a Catalina bootable USB drive for an Intel Mac. Just use dosdude's Catalina patcher: https://dosdude1.com/catalina/
It's extremely simple. Download the Catalina (I used Mist) installer, download dosdude's Catalina Patcher, and follow the instructions. Zero issues doing this on an M1 Mac running Sequoia and making a functioning Catalina installer for a Core 2 Duo Mac.
It's extremely simple. Download the Catalina (I used Mist) installer, download dosdude's Catalina Patcher, and follow the instructions. Zero issues doing this on an M1 Mac running Sequoia and making a functioning Catalina installer for a Core 2 Duo Mac.