I am maxed out on all my credit cards.. still making minimum payments on time but my credit usage is sky high. (part of the reason I needed this position so badly) My credit is listed at the very low end of "fair" or actually might even be the in the high "poor" section at this point on creditkarma, I am afraid to look. I still got hired, nothing on my HireRight report said anything about my credit being looked at though, it was all pertaining to my employment history and criminal records. I don't know if this helps at all but I just figured I'd throw it out there.