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Apple Pay Apple Pay in the UK

A

amirite

macrumors 6502a
Aug 17, 2009
880
691
The Starbucks I go to used to have NFC, but they just replaced the terminals with new non-NFC ones. ??? Starbucks trying to force people to use their payment method?
 
M

Mr.C

macrumors 603
Apr 3, 2011
5,539
1,548
London, UK.
amirite said:
The Starbucks I go to used to have NFC, but they just replaced the terminals with new non-NFC ones. ??? Starbucks trying to force people to use their payment method?
Click to expand...

I just use my Starbucks card. It gets me points which turn into rewards and I'm fine with that. That said they should allow ApplePay and regular contactless payments as it's the way forward and more and more retailers are using it.
 
S

shandyman

Suspended
Apr 24, 2010
6,458
397
Dublin, Ireland
skwood said:
Apple Engineers have told me the exact error received when I try to add a card. It's VISA requiring "Additional security questions to be answered" but when I phone VISA Europe, they say it's HSBC who I should talk to. But it never gets to HSBC's system because it gets stuck with VISA.

ApplePay as was explained to me:

Apple (checks device is not blacklisted) -> VISA (checks card is valid and not blacklisted) -> Bank (verifies card is available for use with ApplePay and there are no blocks on the account) -> Card is added.


EDIT:
With regards to HSBC having more problems than other banks, I expect this is due to people attempting to add cards on the 14th when HSBC didn't go live as expected or some other data mistake between HSBC and Visa.
Click to expand...

The error could easily be somethin g to do with HSBC's end causing the error with Visa if they've not got it set up right. I still say it's HSBC's fault, as other banks using Visa are fine.

Your edit makes no sense, as people did the same with the other banks, threads on here alone prove that.
 
Fatboy71

Fatboy71

macrumors 68000
Dec 21, 2010
1,539
485
UK
I used Apple Pay today in M&S. I was expecting a £30 limit. But my shopping came to over £45 and I was able to pay for it with Apple Pay. So I'm unsure what the limits are (apart from the actual credit limit of your credit card) with Apple Pay?
 
skwood

skwood

macrumors 6502a
Jul 8, 2013
891
598
England
shandyman said:
The error could easily be somethin g to do with HSBC's end causing the error with Visa if they've not got it set up right. I still say it's HSBC's fault, as other banks using Visa are fine.

Your edit makes no sense, as people did the same with the other banks, threads on here alone prove that.
Click to expand...

The cards don't make it to HSBC's system. The stage at which verification fails is VISA. That's all I know. Don't shoot the messenger here, I have the same problem!
 
I

iGeek2014

macrumors 68020
Jun 29, 2014
2,135
1,103
=== Nowheresville ===
Fatboy71 said:
I used Apple Pay today in M&S. I was expecting a £30 limit. But my shopping came to over £45 and I was able to pay for it with Apple Pay. So I'm unsure what the limits are (apart from the actual credit limit of your credit card) with Apple Pay?
Click to expand...

I managed to use Apple Pay with the Apple Store at Regent Street (£339) so am guessing (dependent on your credit limits) you could charge a fair whack through it?
 
dbrose

dbrose

macrumors 68030
Jul 20, 2011
2,550
2,967
iGeek2014 said:
I managed to use Apple Pay with the Apple Store at Regent Street (£339) so am guessing (dependent on your credit limits) you could charge a fair whack through it?
Click to expand...
In Apple Store and other retailers there is no limit apart from the money in your account for debit card and credit limit for credit card
 
M

Mr.C

macrumors 603
Apr 3, 2011
5,539
1,548
London, UK.
iGeek2014 said:
I managed to use Apple Pay with the Apple Store at Regent Street (£339) so am guessing (dependent on your credit limits) you could charge a fair whack through it?
Click to expand...

Apple is one of the few retailers who have not had a limit on ApplePay from the beginning. Most retailers still have a £20 or £30 limit.
 
M

Mr.C

macrumors 603
Apr 3, 2011
5,539
1,548
London, UK.
So I went to one my local Waitress branches after work today to do some shopping. I queued in line at one of the checkout counters which just happened to be operated by this pretty cashier. I decided to pay for my shopping using ApplePay on my watch. I told her I wanted to use ApplePay and activated it on my watch and paid for the shopping as usual by bringing the watch near the contactless card reader. As I did so she smiled and said that's so cool. That just made my day. LOL. :D
 
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J

jmmo20

macrumors 65816
Jun 15, 2006
1,165
102
is anyone having issues adding their Lloyd's debit card?
I just do not receive any text message.. I've tried several times over the course of the last 3 days.
 
Furzul

Furzul

macrumors 6502a
Jan 13, 2013
778
399
Derbyshire, England
jmmo20 said:
is anyone having issues adding their Lloyd's debit card?
I just do not receive any text message.. I've tried several times over the course of the last 3 days.
Click to expand...


I had no trouble at all. Verified my debit card by text, and my credit card by phone. There is no option to verify the credit card by text for some reason.
Are you sure your mobile number is registered with Lloyds?
 
J

jmmo20

macrumors 65816
Jun 15, 2006
1,165
102
Furzul said:
I had no trouble at all. Verified my debit card by text, and my credit card by phone. There is no option to verify the credit card by text for some reason.
Are you sure your mobile number is registered with Lloyds?
Click to expand...

Yes, the last 4 digits are my mobile phone. Besides I always get he voice verification calls when using the online website.

If they can't handle a simple txt...
 
B

BSben

macrumors 65816
May 16, 2012
1,140
625
UK
shandyman said:
I got a replacement 6 last weekend, so awaiting my next letter. Then gonna have another when I get my 6S lol
Click to expand...
Yes my recycling bin is full with HSBC letters too, and this week I added three of their cards to my new iPhone and of course had to add them to the Watch again too. My postie won't be happy.
 
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KaPOWitsCHRIS

KaPOWitsCHRIS

macrumors 6502a
Apr 8, 2010
555
155
United Kingdom
BSben said:
Yes my recycling bin is full with HSBC letters too, and this week I added three of their cards to my new iPhone and of course had to add them to the Watch again too. My postie won't be happy.
Click to expand...
Clearly our top banks care very much about the environment and have no worries chopping down a tree to confirm you've added your card to Apple Pay...
 
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