Based on the colour of the text and the glimpse of the word at the top... I'm gonna guess that's Waitrose.
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Apple Pay Apple Pay in the UK
- Thread starter RDowson
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Based on the colour of the text and the glimpse of the word at the top... I'm gonna guess that's Waitrose.
Is that from someone high up in Waitrose? Surely if all their employees have been told then the same will have happened at all the launch partners and more will leak out shortly. I think at the moment they are still waiting for 1 or more bank who currently isn't to be ready so that date could change at any time. That said, I definitely wouldn't be surprised if the 14th did turn out to be the launch.
I used to work at Waitrose when in University and that is Waitrose training material all over.
14th seems like a safe bet though. Halfway through the month, and it's a Tuesday. Apple seem to have a love for launching things on a Tuesday.
My bank (Clydesdale) wasn't listed for Apple Pay, so I decided to switch bank to one that was, and chose First Direct (I had been planning to switch anyway as Clydesdale still use Maestro instead of Visa Debit, which is a pain, and there's card wasn't contactless).
I have an iPhone 6 and Apple Watch, so I was really looking forward to Apple Pay. But here's the thing - since getting my first contactless card with First Direct and starting to use it, I just can't see how Apple Pay will be better/easier than just using the bank card!
Obviously Apple Pay will be better in some situations, i.e. if you forget your card. And hopefully they'll remove the transaction limit when they start installing dedicated Apple Pay software/terminals.
I have an iPhone 6 and Apple Watch, so I was really looking forward to Apple Pay. But here's the thing - since getting my first contactless card with First Direct and starting to use it, I just can't see how Apple Pay will be better/easier than just using the bank card!
Obviously Apple Pay will be better in some situations, i.e. if you forget your card. And hopefully they'll remove the transaction limit when they start installing dedicated Apple Pay software/terminals.
The contactless terminals located everywhere around the UK are already Apple Pay compatible - they simply take contactless payments and don't actually differentiate between Apple Pay and a swipe of a contactless card, it's the same technology (to a certain extent).
This would suggest that all shops are ready and all of the (supporting) banks already have the systems in place. It's just Apple with a finger hovering over a switch.
Yes, but as I understand it their can a software upgrade that may allow Apple Pay to handle transactions over £20/£30, since it's more secure.
Yes it just a matter of having the right version of the contactless specification. Terminals need to Support MasterCard contactless 3.0, Visa VDSC 2.1 (I think) and Amex ExpressPay 3.0 to support on device cardholder authentication.
Most terminals already support Amex Expresspay 3.0 as it was ahead of the curve with supporting on device verification, so it's literally a flick of a software for Amex support but many terminals run old versions of Visa and MasterCard contactless and a full software update will be required.
Yup. Until the merchants update software on the terminals.
I think the limit is being increased to £30 in Septmeber.
I love how The Verge & 9to5Mac are taking this thread as confirmation. Props to stridemat for confirming it to them (they did credit you, right?)
https://twitter.com/verge/status/617389840963883008
https://twitter.com/9to5mac/status/617384950694686720
https://twitter.com/verge/status/617389840963883008
https://twitter.com/9to5mac/status/617384950694686720
What @reclusive46 said.
I was under the impression that Apple Pay was far more secure than contactless cards - why is there a limit?
When contactless first launched in 2009 the limit was a whole £10 or less, haha!!
The 14th can't come soon enough... Was hoping to use it in London on the 13th when I'm down there.
Because Apple Pay, at least to start with, uses the existing contactless infrastructure, which, due to it's inherent lack of security, is limited to £20
What do you mean? Those are features of the iPhone/Apple Pay, not the existing contactless infrastructure. Hence it's limited to £20 until merchants upgrade their terminals - terminals need to Support MasterCard contactless 3.0, Visa VDSC 2.1 (I think) and Amex ExpressPay 3.0 to support on device cardholder authentication.
So once the terminals support this tech there will be no limit on the purchase amount?
For example will there be no limit on the purchase amount in an Apple store since Apple will most likely have completely compatible tech? Or is there more to it and under UK regulations there has to be a limit?
I kinda assumed that all the shops listed at the Keynote wouldn't have the £20 limit. Otherwise, what the point of the list if it just means any shop which has contactless. So I'm surprised Waitrose was listed at the Keynote but that this document shows that they will have the usual £20 limit. Which makes Apple Pay irrelevant when paying for a family's weekly groceries.
I completely agree with you. Why bother even showing that keynote slide?
All Worldpay terminals from September will support On device verification. They'll do it the same time they roll out the £30 limit, I imagine most other terminal providers / acquirers will do the same.
£20/$20 limit would make it near useless to me, personally. I can't use everywhere in the US, but the places that do except it take an unlimited amount.