You seem to enjoy arguing!
No I meant NFC.
Bzzzzzzzz
You better not fly to far from the hive!
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ApplePay will be a mess the first few years!
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You seem to enjoy arguing!
No I meant NFC.
Bzzzzzzzz
You better not fly to far from the hive!
Android phones mostly have NFC as well. If anything that will be additional pressure alongside Apple users wanting to use the system...
I'm surprised at the pessimism in this thread, if there's one thing that Apple is good at, it's at getting retailers on board. I know that there are some holdouts but there are also some companies more than happy to work with Apple on this, and Apple has the credit card companies' approval, too.
In a lot of cases you have to tell the cashier to press credit. I've done so and I've been fine.
If they don't want to press credit, I leave the items and walk out. I'm not going to be told how to pay when you clearly take the payment type.
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If they give me issues I tell them press credit. I'm done. It works 100% of the time.
If they don't want to press credit, I leave the items and walk out. I'm not going to be told how to pay when you clearly take the payment type.
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All they have to do is press Credit/Debit. You do your thing with your phone. Receipt prints they see nothing different unless they're paying attention to the scanner which most don't.I never said NFC - I said Softcard - everyone who is anyone who owns an android device will know what I'm talking about (formerly known as ISIS) -
It's not rocket science, just tell them you are paying with Softcard then they push a button and you tap your device to the pay wave logo and voila. Hear a confirmation beep/vibration and you are done.
Subway is new to this but since oct 1, these 26000 stores all have the registers that can accept but yet they don't. It proves that no one cares or the fact mobile payments will take a long time to become successful. Google tried, Softcard is doing it now and yet you will see these fails. When apple pay is ready publicly, expect even worse.
Jamba juice seems like the only place that works nearly all the time. Rite-Aid is nonexistent.
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lol, it's not jargon, they don't even know how to work the register period.
If they give me issues I tell them press credit. I'm done. It works 100% of the time.
I think this is a key issue, though. Apple will have to make it clear to people that they just say 'credit' as normal, because it appears that is a roadblock for some. They're thinking of it as a new type of payment when in fact it is linked to their credit cards and should be viewed as such.
AND even less even if they have the capability will use it!
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I don't think it's being pessimistic and Apple has no power, the consumer does. If the consumer decides to use Apples tool, than retailers and businesses will change to accommodate the consumer.
AND even less even if they have the capability will use it!
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I don't think it's being pessimistic and Apple has no power, the consumer does. If the consumer decides to use Apples tool, than retailers and businesses will change to accommodate the consumer.
As with every tech us geeks and nerds will use it first and then our friends will catch on years later see:
Smartphones
Tablets
Internet
Computers
AND even less even if they have the capability will use it!
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I don't think it's being pessimistic and Apple has no power, the consumer does. If the consumer decides to use Apples tool, than retailers and businesses will change to accommodate the consumer.
Wise words!
Some here just plain freak out unless you are stock to Apple's teat!
They're waiting on new register software that will enable
-Chip & PIN
-NFC
-Self Checkout
That is a training issue that should be addressed by Subway. You should file a complaint with the franchise that owns that Subway store.
I thought I had read they had chosen not to activate it. Am I correct to safely assume the hardware is in place?
If so, WTF for a software update to existing hardware; boy retail is a mess.
Walmart enabled Chip & PIN via a software update too.
Target uses the highest end terminals Verifone has to offer which includes all 3 methods of taking payment. Stripe/Chip/NFC. Also has a large capacitive screen for ads/scrolling receipt etc.
I agree,
most of you are using cc/ debit to purchase music in itunes for years. I intend to use the same card I already have on file with apple. I'll let you all know how it works out.
Chip and Pin do not do anything to prevent the type of breaches we've seen here in the US recently. Apple Pay does.
The only thing that Chip & Pin prevents (in theory, it's been hacked) is use of a stolen card - or the cashier skimming your card with their own mag swiping device.
You are right, ApplePay is more secure. However, it will never have widespread acceptance by the consumer. First, you will need an iPhone 6 or later, or the Apple watch, to use, which at this time is only about 10 million. Sure, it will increase over the next few years, but convincing Apple users to actually use it will be even more difficult. Most people don't trust their device to be secure, or the fear of losing their phone with all that information on it. Sure, it is secure for now, but some hacker will find a way. They always do. Now for me, I think ApplePay is vastly better than using any type of credit card, and I will use it. However, the general population will have fear about scanning their credit card info on their phone. And when everyone gets their current cards replaced with chip and pin in 2015, MasterCard and Visa will air tons of commercials telling everyone how safe their accounts now are. People will believe them and shy away from ever using their smartphones, whether iPhone or Android, to make purchases.
Target is a member of the WM & Best Buy CurrenC thing, and I read today they are actually testing it with the app. QR code that linked employee discount, cartwheel AND Red Card in one scan by the cashier.
New readers should be in all stores by now, self-check out is active in stores beyond the original test market. Readers have been updated over the summer into the fall. We got ours in July.
I'm not holding my breathe for NFC - except they did "let" target.com get in on Apple Pay. There might be hope. But I doubt I will be able to put my RedCard debit card on there because of the CurrenC thing.
I will be at Disney World on Sunday with my iPhone 6 and it will kill me knowing that I am 24 hours early.
Yeah, Google Wallet was too....no actually I was using Google Wallet at Jack in the Box, CVS and other places without any issues. Oh, I was using it at Toys R US also without any issues. I don't see how Subway not being able to successfully use a payment system would be enough evidence that Apple Pay would be a "mess". If Subway could make my sandwich with FRESH ingredients, I'd actually be impressed.
No but it would prevent the majority of cases of credit card fraud in the US. It is so easy to steal a credit card number and signatures provide no verification. With chip and pin, stealing someone's card or card number would not give you access to the card.
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There is nothing Apple can really do to get retailers on board. Retailers have to upgrade their terminals and in many cases pay even more fees to support NFC. There are a few companies like Best Buy who disable NFC for business reasons (to push their own mobile payments) but the majority of the cases is just a cost issue. Eventually, NFC will become more prominent but it isn't going to happen because Apple wants them too.
Wise words!
Some here just plain freak out unless you are stock to Apple's teat!
Exactly. I'm an Apple fan, but not following blindly lol
I will be at Disney World on Sunday with my iPhone 6 and it will kill me knowing that I am 24 hours early.
Apparently Disney won't roll out their end until early December - does that help?
You do realize this is due to about nobody using these things, right? Someone at DD had trouble today figuring out how to use my mobile coupon and mobile payment. It could have something to do with the store only being open for two weeks. Meanwhile, at Starbucks they do the mobile payments and rewards without a hitch.
They will learn. It probably involves hitting a button. Don't judge an entire system on one interaction.
They will learn. It probably involves hitting a button. Don't judge an entire system on one interaction.