Two things.It will cost a lot more if you reinvest in hardware and software it replace it, and what is the best way to achieve that and looking generally at internet privacy is it really worth the hassle??
General knowledge about the future that is pushed onto users with the idea of "subscription is more affordable" than "ownership". Which is true in the short-term for people that don't care about their data ownership.
But this philosophy is backed up by biggest corporations in the world and richest people, who know that upcoming automatisation will create a lot of unemployment and political unrest (check Covid 19: The great reset). It is obvious that if some of the richest (under 1 percent) want to protect the status quo, they have to recondition the public over the idea of material success and ownership - You will have nothing and you will be happy. They use what they have. And they have biggest tech monopolies in human history in their pockets, so why not everything becomes services based, people are stupid and don't care about privacy.
In the past the idea of owning an electronic device was equal ownership of hardware and software. With the cloud and SAAS based software is clear that you rent something and ownership is not yours.
But Apple tries to normalize publicly the idea that you pay a ton of money and rent 90% of UX from them, they have successfully created an environment of trust over "promise" by using the talent of people like me who design and create useful stuff for the end user and exploiting cheap labor from China.
The question of more expensive. Let me see how much money Apple is losing from me this year.
I have relatively small company. 24 high quality engineers, 3 designers and me. All of us wanted the new M stuff which puts a price at 3k per user - Apple lost 84000 USD from this slot. Add upgrades for new iPhones and you will get the picture.
As people who create software we know what is going on. And we are awaken to take all technically adequate measures to counter the effect of Apple and friends.
By moving my company to Arch/Manjaro Linux, I will get at least half a year before upgrading. And my employees will get the best available hardware, and real control over the computers.
Mind you, I don't understand how any professional with contracts, will trust macOS active scanning functions. We are under heavy NDA and privacy related contracts and the idea of someone snooping around is non acceptable.