That's hilarious. Rich is $200 for more RAM? Then yes, I'm rich.
My posts around here are always "consumer first" and I'm usually ripping Apple for blatant robbery pricing on Mac upgrades relative to market rates for commodities like RAM and SSD. I'm chipping into this convo because what I presume is a young computer buyer shopping for "first Mac" is seeking help to a worn-out question: is base specs enough? Of course, Apple fans will say YES. "We" always push whatever Apple has for sale at the time.
But even Apple probably thinks that 8GB RAM is not enough in 2024 as M4 in iPad has 12GB (with 6GB just made inactive for that iPad). M4 Macs are probably going to have 12GB base RAM. Does anyone dare call Apple wrong or dumb for putting more base RAM in than "most people need"... only a few weeks from now? Com'on people, I dare you. Anyone? Anyone?
No one can have "all of the facts" about the amount of future time OP is likely hoping to use this Mac. Is that 5 years or is that 10 years? Whether 5 or 10, a thousand things can happen to OP to make him need a bit more RAM or SSD in
this computer. Apple has engineered Silicon Macs to eliminate all such upgrade possibilities after date of purchase. When one is buying for 5-10 years of potential use, better slap in some "what if" assumptions. Else, you need a lot more than $200 to buy the replacement whole Mac sooner than expected.
And if they can't scratch up $200 bucks, get a minimum wage job for about a week or so and delay the purchase that long. Besides getting enough RAM to better deal with who knows what years from now, it will also, apparently make you rich. The chicks love "rich" so flash that $200 around a bit if you also want to attract some love.