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Cash will not be accepted for iPad 3G; Credit/Debit card must have YOUR name on it.
- Thread starter iSingandiDance
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Well, I'm glad the ipad wasn't released a few years ago, I'd be screwed! I couldn't get a bank account, muchless a credit card! All it takes is a few mess ups and there's no bank account for you! Not in the days of chexsystems! I went through a divorce and things got rough, it took me many years to climb out of the hole I dug for myself. So, I wouldn't have been able to buy an ipad had they been released 5 years ago. I'm sure it's not discrimination on apples part but it darn sure discriminates against hundreds of thousands in today's economic climate. Wonder how long until we see a commercial that goes something like this "were you denied you ipad 3g on launch day? Call us here at (insert local ambulance chasing attorney of your choice) and let us go to work for you!"
Yeah, I saw the post that one of the stores had accepted cash, so I went with generally. I have yet to see a chain of stores where every company policy was followed the same. It's the same thing at the restocking fees at Best Buy; you may just happen to be patronizing a store where the manager is willing to bend the common policy a little bit.
I just got off the phone with a 'supervisor' after spending a long time with a rep in the texas call center. They are stating that there is no way they will accept cash for a single iPad purchase. I asked that if I walked in to buy a laptop that they would take cash. Their logic is not to be understood. I am only looking to purchase one unit. They won't take cash, but if I use an ATM card, they would sell me two and that they are tracking the sales per card. I believe this is in violation of many of the credit card merchant agreements.
I work in retail and Visa and Mastercard state that if a purchase is denied, they have the right to end the agreement with the seller.
I understand that they want to limit sales on ebay and overseas, but there are those that choose not to use a credit or ATM card, because of the fraud opportunities that occur in the retail world. I have first hand experience as I function as a accounting department that deals with credit card chargebacks.
So tomorrow, if I want to purchase at retail, I have to use either a credit or ATM card. I did not have to go through this when I recently purchased my 3gs phone.
Something not right. Since when was my cash not acceptable.
I work in retail and Visa and Mastercard state that if a purchase is denied, they have the right to end the agreement with the seller.
I understand that they want to limit sales on ebay and overseas, but there are those that choose not to use a credit or ATM card, because of the fraud opportunities that occur in the retail world. I have first hand experience as I function as a accounting department that deals with credit card chargebacks.
So tomorrow, if I want to purchase at retail, I have to use either a credit or ATM card. I did not have to go through this when I recently purchased my 3gs phone.
Something not right. Since when was my cash not acceptable.
I know we're all in anticipation for the 3G, some going so far as taking the day off and declaring it "iPad 3G" day. But I know some of you will be carrying cash tomorrow. And I don't want you to be turned away or get embarrassed because you thought you could pay for one with cash.
You can't.
No Apple Store will take cash. They will only be taking credit/debit card and your name must be explicitly stated on the card (you must also have valid ID). It can not be a gift card or a pre-paid debit card (that doesn't have your name on it).
It sucks, but you still have time to deposit that money in your account or take a friend who will purchase with their card and you pay them back, or...you get what I mean.
Bottom line: No cash.
Not sure how that will affect Apple's bottom-line.
I know how it will affect twitter feeds the nation around tomorrow.
I think it became not acceptable when Apple decided they wanted to use a policy (in their stores/online store only) to help prevent people from selling them overseas for high mark-ups. Now, they really aren't attacking this that well (for what their intent is) because they will be selling their product through Best Buy, who at this time has no block on a particular type of payment form. However, being a business, they have a right to take any form of payment they want or not take any form of payment.
I don't agree with their policy, and I also believe they are flawed in the application of said policy. However, I also believe they have the right to accept only the payment types they want. For example, I know a lot of businesses that will not accept personal checks.
They are NOT refusing to take credit cards - AAGGHH!
I am not sure how this is difficult. Apple has the right to refuse cash - see the US Treasury Department site. Apple is not refusing to take your credit card, they are simply limiting the amounts sold to individuals. It is something that every retailer does at one point or another on popular products. It is not unheard of and it is certainly not illegal. They may choose to do business - or to refuse business - to whoever they want.
You might disagree with that policy, but it is in no way illegal or against any credit card issuer's policies.
Why should I be denied a single purchase just because I choose not to be added to their database
It's not illegal to discriminate. I decided to wear a blue shirt instead of white shirt today, and the white shirt didn't sue me for my discriminating taste. Are you saying that if you don't have enough money to open a bank account and get a debit card, Apple should just give you things for free? And if they don't, Congress should pass a law making them give stuff away for free? Are you being serious? It's not like getting a debit card is hard, all you have to have is money in the bank. That's it, you don't need a good credit rating.
So there's still a chance that I will not be allowed to use my $600 Apple gift card that I accepted because I had four defective iPads? I have to buy another iPad out right because they don't want me to sell an iPad to someone in Canada? Then I have to figure out how to get my money back from the gift card?
Apple -- It just works!
Apple -- It just works!
I am only attempting to purchase one item. The are stating that they are looking at ID to confirm. This is against Visa & Mastercard merchant agreements. Our money states that is good for all debts, public and private.
So there's still a chance that I will not be allowed to use my $600 Apple gift card that I accepted because I had four defective iPads? I have to buy another iPad out right because they don't want me to sell an iPad to someone in Canada? Then I have to figure out how to get my money back from the gift card?
Apple -- It just works!
Makes me somewhat glad now I opted for the cheque in the mail instead.... geeze.
No discussion about trying to get something for free, but using legal tender to make a purchase. People have a choice on how they wish to use their cash, ATM, credit, etc. There is a tremendous amount of fraud occurring in this day & time and if I choose to purchase something using a legal government issued tender, then that should not be refused or questioned. How would you feel if you went to the grocery store to buy food for your family and they decided that today they didn't want to take a legal form of payment?
This is not a debt. This is a sale - big difference. See the Treasury Department site where they address this exact question here. You are wrong - plain and simple.
As far as Visa/Mastercard goes, they are not refusing to accept your card. They are refusing to sell you can iPad for CASH - big difference. Asking for ID is fine, but you do not have to provide it as a condition of them accepting it for payment. In this you are correct, but they are asking for it as a condition of sale - not payment. A very subtle and sneaky distinction, but a distinction nonetheless.
Like it or not, this is not difficult to understand at all.
Keep your eyes on the evening news tomorrow. If they tell me that I can't use the $600 of MY money that they already have in their bank account to buy an iPad... I swear to god I will be arrested for smothering feces on every damn iPad I get near. I certainly don't want to spend my weekend behind bars... But it's not out of the question.
So your response for having trouble would be to do something that gets you arrested and likely a ton in fines, possibly jail time?
Take a breath, and think about how you are going to calmly talk to them and work with them to get a refund on the gift card. Since the stores are open in the morning, why not go in then and get the refund. You could then open up a bank account after if need be.
Sorry if my joking didn't come across clearly enough. The money isn't the issue. The bank account and credit/debit cards aren't an issue. I have tons. My problem is that they might have the gall to tell me that I can't use an Apple Store gift card with my money on it because i had to return four defective iPads. I can buy it out right with multiple cards, but I shouldn't have to. This is a crystal clear example of Apple telling me how I can spend MY money.
Disclaimer: iPods are not easy for me to type on
I bought my (NON 3G) Ipad 16gb in cash at the Christiana Mall store in Delaware and had no issues.
I'd go to a different grocery store. In fact, I already choose which grocery I go to based on method of payment and forced self-identification. A couple large chains have ridiculously high prices unless you get their special card, giving them your id and info for marketing purposes. e.g. Kroger's, Giant Eagle, Costco even requires it. However, in this case, Apple wanting to try and limit the reselling of a limited supply of product, during its initial production ramp up, seems perfectly reasonable to me. I have no problem with it. Those who do are free to wait until Apple relaxes that restriction, or wait for the HP Slate or other product they like.
Still, soxfanreggie's advice is good. Your situation is unusual, and while you probably won't make any headway during the initial rush, I bet you can talk to somebody about it and get things straightened out pretty quickly.
Product is product. In creating a transaction, creates a debt. If I am using a credit card to pay for the transaction, they cannot refuse the sale, it does not matter if it is a condition of sale.
(facepalm)
Did you look at the link I gave you? It is NOT a debt. You do not owe them money. You are giving them money in exchange for a product.
I have no other way to explain it. You are wrong.
I have worked in banking and retail for over 20 years and I can assure you, you are wrong.
This internet thing has a lot of info on it and Google is your friend.