When you folks go out to eat, shop, or whatever: Do you still carry cash and/or physical cards? Or do you rely entirely on your iPhone (and Apple Pay) for making payments?
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Do you still carry cash and/or physical cards?
- Thread starter Rainbow Apple
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Why yes, I do own a Ridge wallet, three in fact. Thanks for asking…
My standard means of payment is via a Paywave card. I have a fallback magnetic stripe card for the retailers who charge extra for Paywave.
I don't use cash often, but still carry a small amount in my wallet in case of e.g. terminal or card failure.
I don't use cash often, but still carry a small amount in my wallet in case of e.g. terminal or card failure.
I carry $20 in cash, debit card and prepaid debit card, that I happen to use more since I quickly add the amount of the transaction I’m about to spend. I use Apple Pay whenever I visit an establishment that accepts it. All of my cards are in my Apple wallet.
I use my watch for almost everything. Can’t vote as it isn't an option! 
Since Covid I hardly ever have any cash. Even used my watch in the US last year, as more places are using contactless now…
Since Covid I hardly ever have any cash. Even used my watch in the US last year, as more places are using contactless now…
It has happened to me multiple times over the years, particularly gas and diners, where a storm or something would interfere with electronic payments. So, I still carry some cash, too. Apple Pay when supported, hard card when not, and cash when cash is required.
I carry a minimal wallet with my debit card, a credit card, ID, and insurance cards. I've been met with resistance when showing medical cards on my phone around here for one and also most restaurants in the US, let alone my area still refuse to have POS at the table like everywhere else in the world
HobeSoundDarryl
macrumors G5
Of course, cash works nearly everywhere, plastic almost everywhere and ApplePay still has many deals to cut.
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It's been several years since I've been overseas but I didn't even realise that was "a thing"! Over here (NZ) I don't think I've ever had a POS terminal brought to the table.
cash is king! not for large purchases, but for groceries, meals, smaller items. cash keeps impulse buying to a minimum.
I have my iPhone wallet that takes 3 cards - it is good enough for me.
Contactless, not always work.
Cash, nah - but I found some recently when I organised here lately. Need to get rid of them, as long as they are still valid. Not often you see cash around here.
Contactless, not always work.
Cash, nah - but I found some recently when I organised here lately. Need to get rid of them, as long as they are still valid. Not often you see cash around here.
I always carry cash in addition to 1 or 2 credit cards (never debit) for stores that don't take Apple Pay.
Cash comes in handy for emergencies (Apple Pay outage, power outage, etc), street food vendors (though more are starting to do Venmo), gas stations (cash discount of at least $0.20/gal vs card), for mom and pop businesses so they don't have to take a hit from card swipe fees, etc.
Cash comes in handy for emergencies (Apple Pay outage, power outage, etc), street food vendors (though more are starting to do Venmo), gas stations (cash discount of at least $0.20/gal vs card), for mom and pop businesses so they don't have to take a hit from card swipe fees, etc.
I always carry a credit card at the least or even cash if it’s the weekend. Hole in the wall bars are usually card or cash only. Then pool tables take quarters so got to have some cash to convert to change.
Some restaurants have these at each table for payments, they're not all that common however. More common at chains like Chili's. They usually show ads/silly mobile games when not being used to pay.
I use CCs or Apple Pay at big businesses and pay cash and cash tips at small businesses. COVID taught me that small restaurants get screwed by fees and need what they can get. So do wait staff.
Cash 4ever baby ! Digital currency is designed to track your movements and monitor your spending ultimately leaving a huge paper trail .. not to mention fees and being hack prone
I carry my minimalist wallet that can hold 2 cards and ID. I dont carry cash. I don’t use physical cards much, may be that rare trip to Walmart when there aren’t any other options. I don’t eat out much, but most restaurants now have kiosk tablets or I can just walk to the bar to use Apple Pay on the way out.
Pretty much most stores have a camera at the checkout, and tracking you by different means. There were bunch of teens who threw Molotov cocktails at cars parked in the drive ways. Cops went through purchases at nearest Walmart, found the items used for making those cocktails, and easily identified the teens who used cash with cameras in the store and parking lot.
Some restaurants have these at each table for payments, they're not all that common however. More common at chains like Chili's. They usually show ads/silly mobile games when not being used to pay.
If I was forced to watch advertising during a meal I'd leave that establishment and never go there again.
Getting a new vehicle with auto-locking/unlocking was the best thing I have done lately. Not having to haul out keys is a huge value add. The key fob just lives in a pocket.
Never cash. Mostly card, but some grocery stores have apps for self scan and checkout so I use those when available. Never seen a store that had Apple Pay.
Physical cards and cash are much more robust than a phone…
I mean for starters, you don’t have to worry about charging your credit cards for them to work…or finishing up a long day of skiing only to find your credit card battery got killed in the cold…
While I don’t carry nearly as much cash or as many cards as I used too, it feels irresponsible to let yourself be completely dependent on your phone.
I mean for starters, you don’t have to worry about charging your credit cards for them to work…or finishing up a long day of skiing only to find your credit card battery got killed in the cold…
While I don’t carry nearly as much cash or as many cards as I used too, it feels irresponsible to let yourself be completely dependent on your phone.