Did more tests today. I used a USB-C hub with my T-5 SSD and Western Digital HDD attached to it. I copied the same 105 files in my earlier test (a new, clean copy of them) from the HDD directly to the T5 using the Files app. Attaching the T5 to a Win10 laptop, none of the files appear corrupted but for every file an additional file with the same name but with "._" appended to the beginning of the file name was created. Each of these files showed up in Explorer as being 4KB in size. Again, both drives are exFAT.
Second test, again with two drives in a hub, using FileBrowser for Business, I copied all 105 files to the iPad from the HDD, into a folder in FileBrowser. From that folder, I used FileBrowser to copy those files to the T5 SSD. Copy was all good, with no "extra" files. Unfortunately, with FileBrowser you can access only one of the external storage devices attached to the hub at a time, necessitating the intermediate copy to the iPad.
Files sucks.
Had some communication with the FileBrowser vendor. Support for multiple external storage devices is on their futtures list. As to the "extra" files with "._"appended to the filename, the vendor said this:
"The additional files that the Files App creates (prepended with “._”) hold “Extended Attributes” which are useless on anything other than a Mac. In fact, we don’t know that a Mac will use them either, as it would need to merge these info the Mac’s file system for each file. Another user reported that when using AirDrop from a Mac to his iPad/iPhone running FileBrowser that these files are sent along with the intended files. From our initial investigations these additional files can be deleted."
My thanks to the FileBrowser vendor (Stratospherix) - they were very responsive to my inquiries.