Wow, this thread is hilarious. So many pages are spent about the outrage that 2 out of about 25-30 "major" new features (that work pretty well for the most part) are delayed. We're talking about peer-to-peer financial transactions that will be synced in the cloud. Apple is essentially becoming a bank with the Apple Cash Card, if they decided for whatever reason that these features need to to spend a bit more time in the oven, then so be it. The lack of these features also doesn't do any harm to existing devices, it also doesn't decrease the existing user experience in any way. I don't mind waiting for something if it means it'll be done right, especially when it comes down to the transfer of money.
Ultimately, all you can do is speak with your wallet. If having to experience a delay with some features that didn't even exist before is such a dealbreaker, then never give another $ to Apple and take your business elsewhere. Better yet, sell your iDevices and buy something else. If not, then sight tight, live your life and soon enough, these "missing" features will show up in a future update.