I think this says more about your choices, than Apples policies 😏You don't see the benefit of of having a high transfer rate on a 1TB device? Do you know how many hours it takes to make a local backup or transfer large files over USB 2.0? I do not support Apple's wireless pandering.
My PCs are Windows you can't Airdrop to a non Apple device. My one Mac doesn't have the storage capacity to be a middleman my phone has four times the storage.
iPhones have extremely fast storage that is completely bottle-necked behind USB 2.0. It's like saying I'm going to buy a PCI 4.0 nvme drive and drop it in a USB 2.0 enclosure.
Have you not heard of iCloud for windows?