Hey gang, I was hiking for the last week and was off-the-grid, so I've been unable to participate in any of the threads and am trying to quickly decide if paying off the JOD lease on 6s Plus and then taking advantage of the $650 in credits (applied over the course of 24 months) is worth it for me. I figured a room full of my T-mobile friends could best offer me advice!
I've carefully ran the math and here's the scoop:
I own a 6s Plus 128 GB right now. Would go with a 7 Plus 128 GB for this deal.
It will cost me $220 upfront ($120 for the Plus and $100 for the 128 GB tier)
It will cost me $61 in tax for the new phone.
I would have to payoff the remaining payments on my JOD lease plus the right to own final payment: $385 and then turn over the 6s Plus to T-Mobile. If I were to keep the lease all the way though, I would only be paying T-Mo $336 since I currently receive a $7 credit each month from last year's JOD promotion.
So when all is said and done, when you account for the upfront costs, the taxes, and the difference in lease payments, I'm essentially paying an extra $329 out of pocket to own a 7 Plus 128 GB, assuming I keep it for 24 months. (If I get rid of it sooner, I'm losing the $27 credit for each month that I end earlier than 24 months...which can get real costly, real quick.)
Is there anything else I'm missing here? I literally just walked out of the woods 8 hours ago, so thanks for bringing me up to speed!
Cheers,
Bryan
