If Mac Studios have coil whine, the coils are maybe the cheapest Apple could find. Coil whine happens only because coils are cheap and/or the engineer/manufacturer have no clue how to build them.
Generally speaking, coil whine is pretty much a normal thing when it comes to electronics. It's just magnetism that makes certain components vibrate at sometimes audible frequencies. It can also be mitigated by insulating the coils. Many of the high-powered GPUs that get non-stop compared to the Mac Studio are super loud, noisy, and also coil whiny when under load (cf.
YouTube), but they get mostly used in big, closed, sound-dampened enclosures, and the even louder fan noise often drowns it out.
Coil whine
per se is not a sign of cheap manufacturing, nor does it point to components producing it being badly designed!
In the case of the Mac Studio, it might just be that the chassis is too perforated, which makes the inner noises more perceptible from the outside, than in something like a MacBook Pro or Mac Mini, which are nearly hermetically sealed in comparison.
This paired with some components being insufficiently insulated might render the coil whining more audible in the Mac Studio. If I'm not mistaken the comparative photos of both power supply boards even show one that seems more insulated than the other.
However, I think that most people simply confuse it with the fans, which seem to be louder than in something like the lower tier M1 Macs that often don't even feature active cooling. Some people might even have gotten a Mac Studio with defective fans? I mean **** happens and they seem to have gotten their units replaced.
The only time I've heard coil whining from the Mac Studio was when it performed prolonged code compilation in
this video towards the end.