Major Retailers that Support NFC Payments

[lartola]

If you'll notice, they only have Samsung Pay listed as an option. They're indicating that you can tap to pay with Samsung Pay using MST, but not NFC. Hence why the contactless logo doesn't appear in the swipe/insert/tap terminal animation as it does at Chili's and Olive Garden.

Chilis restaurants in Mexico also accept apple pay, but instead of the Ziosk tablet-style devices found on every table at US locations, the Mexico locations use standard wireless POS terminals such as the verifone vx 520 or, more recently, the ingenico move 2500, which the waiters will bring over to the patrons’ table when they’re ready to pay.

 

[tmiw]

FYI, Burger King may be another merchant that had to disable contactless due to Visa's EMV contactless requirement. One location I went to supported the chip but had no language about contactless, while another still said "swipe or tap card" but had no "lights" at the top nor did it respond to attempts at tapping.

That said, I don't think it's going away permanently. Everything I've seen still indicates that it's supported (for instance, the * Pay logos on the terminal's idle screen), plus I imagine it'd be a much bigger PR nightmare than with JCPenney given a larger number of customers and the fact that most of its competitors still have it.

Anyway, Visa probably should have held off on that requirement for another year or two to try to build up more customer usage of contactless. That way, it would have been harder for stores to claim "lack of demand" and disable it altogether. Just IMO.

 

[dontwalkhand]

My nearest Costco actually put decals over the readers, covering them entirely. They now just show a picture of inserting a card.

Mine had the decals, they have recently pulled them all off, thinking that contactless is coming soon. On the Costco reddit page it has been working at some warehouses already, as well as a QR Code membership card for scanning at the pump.
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Just used AP at a gas pump for the first time. An Ameristop in Manheim PA. A search doesn't even show them in PA. Here visiting, so don't know if other locations in Ohio etc take AP. There was no AP logo on pump. Just a wifi logo with one green dot lit. So, thought I would try it. I just double clicked for AP on my S4 when it said insert card. My local BP, Fairborn Oh, is getting brand new pumps. Hope they take AP since they do inside the store. Don't really want to use the bpMe app. But, really want to stop inserting my credit card and risk getting skimmed. Think it happened once to me last year.

You won't see the "Apple Pay" logo at most stores, you will just see the PayPass symbol. That is the "primary" symbol that Apple Pay is accepted. Only stores that want to specifically advertise Apple Pay will go and put the AP symbols up.

 

[ecschwarz]

FYI, Burger King may be another merchant that had to disable contactless due to Visa's EMV contactless requirement. One location I went to supported the chip but had no language about contactless, while another still said "swipe or tap card" but had no "lights" at the top nor did it respond to attempts at tapping. [...]

Anyway, Visa probably should have held off on that requirement for another year or two to try to build up more customer usage of contactless. That way, it would have been harder for stores to claim "lack of demand" and disable it altogether. Just IMO.

I sort of expected this to be the case—they redid the BK near me and I started going there more often, and noticed that their terminals had the placeholder cards in the EMV slots. I figured it was only a matter of time after Visa cracked down on MSD that they'd disable NFC, but I'd guess that once contact EMV is certified, they wouldn't not turn it back on.

McDonald's has it everywhere, Taco Bell is on the verge of turning it on everywhere (rumors say next month), just about every sub sandwich chain supports it, a handful of Arby's locations around me do, Chick-fil-A, KFC, and Hardees, so I'd guess that Burger King doesn't want to be the only one besides Wendy's that's avoiding it.

I don't carry a Visa, so I'm a tad grouchy that they're breaking things for all card networks (arguably the merchants should've updated earlier, and it's for the best in the long run), but I do think the "lack of demand" argument could come up for places that don't want to mess with certifications.

 

[lartola]

You won't see the "Apple Pay" logo at most stores, you will just see the PayPass symbol. That is the "primary" symbol that Apple Pay is accepted. Only stores that want to specifically advertise Apple Pay will go and put the AP symbols up.

Actually the symbol you will see at most stores and/or on payment terminals is the NFC contactless logo (see attached), which is a general reference to the technology in use regardless of who's using it or how it's being used. Some merchants will additionally also display the paypass logo, the visa pay wave logo or maybe even an Apple Pay or Google Pay logo, but the standard logo that represents all forms of contactless payment is the NFC contactless logo. There may also be some cases such as Randall's stores (Albertsons group), where there is no logo whatsoever displayed anywhere in the store or on the payment terminals but contactless still works.

 

[tmiw]

I sort of expected this to be the case—they redid the BK near me and I started going there more often, and noticed that their terminals had the placeholder cards in the EMV slots. I figured it was only a matter of time after Visa cracked down on MSD that they'd disable NFC, but I'd guess that once contact EMV is certified, they wouldn't not turn it back on.

McDonald's has it everywhere, Taco Bell is on the verge of turning it on everywhere (rumors say next month), just about every sub sandwich chain supports it, a handful of Arby's locations around me do, Chick-fil-A, KFC, and Hardees, so I'd guess that Burger King doesn't want to be the only one besides Wendy's that's avoiding it.

I don't carry a Visa, so I'm a tad grouchy that they're breaking things for all card networks (arguably the merchants should've updated earlier, and it's for the best in the long run), but I do think the "lack of demand" argument could come up for places that don't want to mess with certifications.

It is actually possible to have contact EMV but still run contactless as MSD; EMV contactless is a separate thing that has to be enabled. If it were as easy as just enabling the chip slot I'd imagine we'd run into fewer places disabling it due to Visa's rule change.

 

[ecschwarz]

It is actually possible to have contact EMV but still run contactless as MSD; EMV contactless is a separate thing that has to be enabled. If it were as easy as just enabling the chip slot I'd imagine we'd run into fewer places disabling it due to Visa's rule change.

Oh yeah, I know that...but the BK's I've seen have had no EMV enabled at all (plastic insert in the slot and all), so I suspect the Visa rule change may have caused them to temporarily shut NFC off. I think JCPenney was doing contact EMV and contactless MSD before they turned it off.

Since so many Taco Bells didn't have EMV enabled (at least they got creative with their "swipe right >>>" temporary inserts), I wonder if getting all the t's crossed and i's dotted was what held that up - basically light up NFC when you can do EMV on everything and avoid any snags?

 

[StaceyMJ86]

I sort of expected this to be the case—they redid the BK near me and I started going there more often, and noticed that their terminals had the placeholder cards in the EMV slots. I figured it was only a matter of time after Visa cracked down on MSD that they'd disable NFC, but I'd guess that once contact EMV is certified, they wouldn't not turn it back on.

McDonald's has it everywhere, Taco Bell is on the verge of turning it on everywhere (rumors say next month), just about every sub sandwich chain supports it, a handful of Arby's locations around me do, Chick-fil-A, KFC, and Hardees, so I'd guess that Burger King doesn't want to be the only one besides Wendy's that's avoiding it.

I don't carry a Visa, so I'm a tad grouchy that they're breaking things for all card networks (arguably the merchants should've updated earlier, and it's for the best in the long run), but I do think the "lack of demand" argument could come up for places that don't want to mess with certifications.

The Burger King’s in my area are still accepting Apple Pay.

 

[dontwalkhand]

The Burger King’s in my area are still accepting Apple Pay.

More than likely your local BK is using NCR equipment. The ones using NCR aren’t affected. Only the ones using Sicom.

Mine is NCR so im ok!

 

[TheAbsolution]

I sort of expected this to be the case—they redid the BK near me and I started going there more often, and noticed that their terminals had the placeholder cards in the EMV slots. I figured it was only a matter of time after Visa cracked down on MSD that they'd disable NFC, but I'd guess that once contact EMV is certified, they wouldn't not turn it back on.

McDonald's has it everywhere, Taco Bell is on the verge of turning it on everywhere (rumors say next month), just about every sub sandwich chain supports it, a handful of Arby's locations around me do, Chick-fil-A, KFC, and Hardees, so I'd guess that Burger King doesn't want to be the only one besides Wendy's that's avoiding it.

I don't carry a Visa, so I'm a tad grouchy that they're breaking things for all card networks (arguably the merchants should've updated earlier, and it's for the best in the long run), but I do think the "lack of demand" argument could come up for places that don't want to mess with certifications.

A note on Wendy's, they seem to have rolled out the machines that are capable and chip is active but tap to pay isn't on yet. Guessing they're waiting on all the upgrades to finish to turn it on, idk. :/

 

[tmiw]

A note on Wendy's, they seem to have rolled out the machines that are capable and chip is active but tap to pay isn't on yet. Guessing they're waiting on all the upgrades to finish to turn it on, idk. :/

My understanding is that Wendy's didn't even want to support the chip in the first place (but was forced to because of their data breach). I don't see contactless being a thing there for a while.

 

[tmiw]

Looks like contactless is working at Burger King again. Perhaps they figured out the issue and/or gotten the needed certifications.

 

[Steve.P.JobsFan]

My understanding is that Wendy's didn't even want to support the chip in the first place (but was forced to because of their data breach). I don't see contactless being a thing there for a while.

Weird, my local Wendy's doesn't even do EMV yet. At least in the drive-thru.

 

[tmiw]

Weird, my local Wendy's doesn't even do EMV yet. At least in the drive-thru.

They might; it's just that fast food places generally don't hand the terminal out the window in the US so one can't go off of that. I forget if Wendy's prints out chip info on the receipt or not to be sure.

 

[dontwalkhand]

They might; it's just that fast food places generally don't hand the terminal out the window in the US so one can't go off of that. I forget if Wendy's prints out chip info on the receipt or not to be sure.

Wendy's here uses an Ingenico iPP and they definitely do EMV, it is mounted in a way you can see the terminal, I believe on purpose, so people know it isn't being skimmed.

 

[scmill]

They might; it's just that fast food places generally don't hand the terminal out the window in the US so one can't go off of that. I forget if Wendy's prints out chip info on the receipt or not to be sure.

Around here, Hardee's, McDonald's and Chick Fil A will all hand the terminal out the window if you ask. I have had to walk a lot of their drive-thru employees through what they need to do. They look baffled when I insist we use my watch, but then they are gobsmacked when it works!

 

[MisterSavage]

Around here, Hardee's, McDonald's and Chick Fil A will all hand the terminal out the window if you ask. I have had to walk a lot of their drive-thru employees through what they need to do. They look baffled when I insist we use my watch, but then they are gobsmacked when it works!

There's one restaurant I get takeout from that has a high turnover. You don't know how many times an employee has told me they don't take Apple Pay and then I have to insist they do. Bonus points if they're not expecting you to pay with your watch.

 

[tmiw]

Around here, Hardee's, McDonald's and Chick Fil A will all hand the terminal out the window if you ask. I have had to walk a lot of their drive-thru employees through what they need to do. They look baffled when I insist we use my watch, but then they are gobsmacked when it works!

Oh they definitely will if you're trying to use Apple Pay. It's just that for physical cards, they almost never need to thanks to chip and signature being the standard, meaning that they typically don't by default to make the line move faster. It's the same line of reasoning that causes places to have the terminal on the cashier's side of the counter.

 

[JoeTomasone]

My local Taco Bell finally got contactless turned on so Apple Pay is now working.

 

[tmiw]

If you happen to be at a Habit Burger that accepts the chip, they apparently accept contactless now too. However, I have only seen a couple of locations around here that do the former, so it may still be in the testing phase (or potentially only getting rolled out to newly opened/high risk locations, which wouldn't be unheard of for those who care more about throughput).

 

[Dingster101]

Kangaroo gas station in Virginia just got it

 

[tmiw]

Kangaroo gas station in Virginia just got it

If it's Kangaroo Express, it looks like most have been converted to Circle K branding. I think the latter is encouraging gas pump adoption (if not mandating it), though I've only seen one Circle K around here get it so far.

 

[ecschwarz]

If it's Kangaroo Express, it looks like most have been converted to Circle K branding. I think the latter is encouraging gas pump adoption (if not mandating it), though I've only seen one Circle K around here get it so far.

They've been installing readers like crazy on all the pumps at Circle K stations near me—the only ones that work though are ones that don't sell Shell fuels (i.e. standalone or Marathon). The Shell ones read and immediately decline after prompting for a zip code, but I'm guessing with the installations happening on all, there are larger plans at play.

 

[scmill]

That's great news! Have you tried the watch with it?

 

[cub850G2]

That's great news! Have you tried the watch with it?

BP's with Gilbarco pumps with contactless readers now work perfectly I just tried it yesterday and it finally worked it used to just decline.