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cub850G2

macrumors 6502
Nov 15, 2014
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NE
Well I updated a lot of the merchants as it had not been updated in a long time such as Publix which just added it in the last two months. Dollar Tree just only finished their contactless rollout. Also I think all the * should go away as Apple actually removed most approved merchants and only keep a small list on the Apple Pay page.
 
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metalsiren

macrumors 6502a
Oct 28, 2017
908
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here is the problem with how some of the stores are rolling out contactless payment. some of them still require you to touch the dam screen etc, which is stupid.

I like how Walmart has it , now you still need to use the app with the code but with that being said how they have it now you never have to total it up etc. once you scan the code everything is automatic.
 
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MisterSavage

macrumors 601
Nov 10, 2018
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here is the problem with how some of the stores are rolling out contactless payment. some of them still require you to touch the dam screen etc, which is stupid.

I like how Walmart has it , now you still need to use the app with the code but with that being said how they have it now you never have to total it up etc. once you scan the code everything is automatic.

Agree about the touching. The worst is when they still want a "signature", which is me writing a squiggly line on the screen.

I would never use Walmart pay or any other proprietary one-store version of payment. The more people that use it the less chance they'll switch to Apple Pay, which I want to use at every store.
 

lartola

macrumors 68020
Feb 10, 2017
2,161
1,081
here is the problem with how some of the stores are rolling out contactless payment. some of them still require you to touch the dam screen etc, which is stupid.

I like how Walmart has it , now you still need to use the app with the code but with that being said how they have it now you never have to total it up etc. once you scan the code everything is automatic.
The problem with walmart (and also kroger) is they refuse to turn on their contactless readers because of their damn app, which they want to support exclusively. Even a pandemic isn’t making them budge on that. By doing that they are leaving out of their stores not just apple pay, but a ton of other forms of payment that can use those contactless readers such as google pay, fitbit pay or even contactless cards. Heck, even Samsung Pay can use the contactless readers when they work instead of using MST. Do they even know at Walmart Inc that the contactless readers are not used by apple pay exclusively? the fact they turned them off with the sole purpose of blocking apple pay would suggest they don’t.

Another disadvantage of walmart pay and other store apps such as kroger pay or CVS Pay (which is probably very rarely if at all used by anyone now, since CVS has already relented and takes apple pay and other contactless payments too) is that an internet connection is required on the device while making the payment, and those payments show up on the bank statements as online purchases, so if you happen to have a bad signal or any other situation affecting internet connectivity, the payment won’t go through. With apple pay, google pay, etc that doesn’t happen as the payment information is transmitted to the store terminal from the device itself with the only connection required being the one made by the terminal to request authorization, and the payment shows up on the statement as an in-person purchase.
 
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ecschwarz

macrumors 65816
Jun 28, 2010
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The problem with walmart (and also kroger) is they refuse to turn on their contactless readers because of their damn app, which they want to support exclusively. Even a pandemic isn’t making them budge on that. By doing that they are leaving out of their stores not just apple pay, but a ton of other forms of payment that can use those contactless readers such as google pay, fitbit pay or even contactless cards. [...]

Another disadvantage of walmart pay and other store apps such as kroger pay or CVS Pay (which is probably very rarely if at all used by anyone now, since CVS has already relented and takes apple pay and other contactless payments too) is that an internet connection is required on the device while making the payment, and those payments show up on the bank statements as online purchases, so if you happen to have a bad signal or any other situation affecting internet connectivity, the payment won’t go through. With apple pay, google pay, etc that doesn’t happen as the payment information is transmitted to the store terminal from the device itself with the only connection required being the one made by the terminal to request authorization, and the payment shows up on the statement as an in-person purchase.

Both points are exactly my thoughts on things—I think the Target approach (once they did give in) could be useful if they're only after collecting customer data (many people would probably still volunteer shopping data for the chance at "deals" even if there wasn't a 1% rebate like Target Circle). Heck, make a Wallet pass that gets transmitted with payment info and people won't forget.

My nearby Kroger is an RF nightmare for any carrier and I tried their in-store Wi-Fi once and that was flaky at best, so any sort of app solution just doesn't seem like a good idea. Plus, I can't change my default Kroger store from where I used to live, so I deleted the app and said heck with it (I actually tend to go to other grocery stores more anyway). If their stuff is that buggy for something as simple as a default store, what makes me want to keep payment info stored in there? (Okay, I'm being a bit dramatic)

Also, with the few pandemic shopping trips, I've been using my Apple Watch a lot more for payments (Face ID + masks = meh) and it's nice. At a few places, there's also a loyalty barcode that also works from the Wallet app on the Watch. Neither Walmart nor Kroger's app-based payments would support this.
 
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tmiw

macrumors 68030
Jun 26, 2007
2,544
612
San Diego, CA
here is the problem with how some of the stores are rolling out contactless payment. some of them still require you to touch the dam screen etc, which is stupid.

Yeah, I don't think contactless is going to help nearly as much in the US until that's fixed. I wouldn't be surprised if it's consistently had low usage before now simply because it saved almost no time vs. inserting.

On the upside, using a CC instead of a debit card gets you closer to what the experience is like outside the US. It's almost as though that's on purpose to get people to use the former more or something.

The problem with walmart (and also kroger) is they refuse to turn on their contactless readers because of their damn app, which they want to support exclusively. Even a pandemic isn’t making them budge on that. By doing that they are leaving out of their stores not just apple pay, but a ton of other forms of payment that can use those contactless readers such as google pay, fitbit pay or even contactless cards. Heck, even Samsung Pay can use the contactless readers when they work instead of using MST. Do they even know at Walmart Inc that the contactless readers are not used by apple pay exclusively? the fact they turned them off with the sole purpose of blocking apple pay would suggest they don’t.

In fairness, as mentioned above, it at least cuts down on terminal button pressing.

Also, they have a big enough customer base that they can call the shots regardless of what's going on, for better or worse. Either customers will need to abandon them in droves or the networks will have to significantly cut interchange (which IMO is what's really driving Walmart and others to resist contactless payment) for that to change.
 
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ecschwarz

macrumors 65816
Jun 28, 2010
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Either customers will need to abandon them in droves or the networks will have to significantly cut interchange (which IMO is what's really driving Walmart and others to resist contactless payment) for that to change.

I know Walmart and Kroger both really hate Visa and dislike the other card networks, but is the interchange going to be any different between their terminals in-person and their app (aside from the expected card present/not present/etc. differences)? I figured it would be more of a push to load debit cards to run as debit or checking accounts in the app if they really wanted to avoid interchange fees (or even launch an in-house debit card like Target)?
 

tmiw

macrumors 68030
Jun 26, 2007
2,544
612
San Diego, CA
I know Walmart and Kroger both really hate Visa and dislike the other card networks, but is the interchange going to be any different between their terminals in-person and their app (aside from the expected card present/not present/etc. differences)? I figured it would be more of a push to load debit cards to run as debit or checking accounts in the app if they really wanted to avoid interchange fees (or even launch an in-house debit card like Target)?

The checking account thing is the eventual goal, I think. They tried jumping straight to that with CurrentC but people weren't having it. At least by allowing CC, they can build a customer base that they can eventually encourage to use ACH and similar via discounts and the like. Even if they never succeed at removing CC functionality, they'd still benefit from the cost savings they'd see from the people who do give Walmart their checking account info.

(Also, BTW, last time I used Chase Pay through Walmart Pay for a promo, it actually showed up as card present in Chase online banking. It might have been something Chase special coded, though, and other banks might very well show up differently.)
 
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cub850G2

macrumors 6502
Nov 15, 2014
290
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NE
So I asked Taco Cabana on Twitter and they have apparently have finally added contactless to their Point MX925's so if anyone here is from Texas and wants to confirm that they do that would be nice. I don't live in TX so I can't test it myself. I didn't work last late June last year when I visited DFW.

Also BP and the Phillips 66/Conoco/76 network now supports contactless on both Commander and Passport locations but only certain owners actually add contactless to the dispensers. Love's Travel Stops also have contactless readers at the pump and it also works but just like P66 not every location has it but these companies networks do support it at the pump at least. Some companies such as Cenex still doesn't have working contactless support at the pump.
 

ecschwarz

macrumors 65816
Jun 28, 2010
1,435
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Love's Travel Stops also have contactless readers at the pump and it also works but just like P66 not every location has it but these companies networks do support it at the pump at least.

Gas is always a weird situation since there are many pumps with inactive readers. Nonetheless, I can confirm Love's does allow it on pumps—there's a relatively new one on US 31 near Tipton, IN that I've stopped at a few times while visiting family and it works on the pumps. I think it's MSD contactless, and not EMV.
 
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cub850G2

macrumors 6502
Nov 15, 2014
290
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NE
Dollar General is apparantly adding NFC payments.
I tried it as have others and it hasn't worked yet so its still rolling out. I have edited the wiki entry reflecting the change to Dollar General as coming soon. Same with Tractor Supply Company and Qdoba who are also coming soon. TSC said this summer which we about just over a month into so it should be very soon. I also added Krogers pilot store called QFC who now has EMV contactless enabled. Not rolling out to Kroger's whole foot print yet.

I also added Sinclair to stations who accept contactless at the pump as I've seen a ton of them that do as have others online. Shell might have also got contactless at the pump finally up and running.
 
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cub850G2

macrumors 6502
Nov 15, 2014
290
30
NE
Here is the press release for QFC(Kroger): http://ir.kroger.com/CorporateProfi...s-Payments-Pilot-in-QFC-Division/default.aspx This is rich "Kroger continues to invest in innovative technologies that advance the customer experience, including our payment systems," said Kathy Hanna, Kroger's senior director of payments. Lmao a CTLS pilot of 61 stores while most their competitors support contactless at every location already.. Innovative RIGHT. 🤣
 

compwiz1202

macrumors 604
May 20, 2010
7,389
5,746
Gas is always a weird situation since there are many pumps with inactive readers. Nonetheless, I can confirm Love's does allow it on pumps—there's a relatively new one on US 31 near Tipton, IN that I've stopped at a few times while visiting family and it works on the pumps. I think it's MSD contactless, and not EMV.
Those are the ones that annoy me so badly. At least put a sign somewhere stating it doesn't work so customers don't look like idiots trying multiple times.
 

cub850G2

macrumors 6502
Nov 15, 2014
290
30
NE
I can confirm most if not all Love's Travel Shops now have contactless and chip at the pump. Although one I visited didn't have the ctls readers working yet but the others I visited did so something is up with that non-working location. I'm sure it will be working soon though. Costco is finally rolling out EMV and contactless to their pumps: https://www.reddit.com/r/Costco/comments/je5teu
 

zorinlynx

macrumors G3
May 31, 2007
8,347
18,564
Florida, USA
The problem with walmart (and also kroger) is they refuse to turn on their contactless readers because of their damn app, which they want to support exclusively. Even a pandemic isn’t making them budge on that. By doing that they are leaving out of their stores not just apple pay, but a ton of other forms of payment that can use those contactless readers such as google pay, fitbit pay or even contactless cards. Heck, even Samsung Pay can use the contactless readers when they work instead of using MST. Do they even know at Walmart Inc that the contactless readers are not used by apple pay exclusively? the fact they turned them off with the sole purpose of blocking apple pay would suggest they don’t.

I think the payment networks should make NFC a requirement to accept them as payment. If Walmart and similar companies want people to use their apps they should provide a financial incentive to do so, rather than being allowed to disable worldwide standards, especially now during the pandemic when reducing touch as much as possible is a good thing.
 

MisterSavage

macrumors 601
Nov 10, 2018
4,841
5,739
I can confirm most if not all Love's Travel Shops now have contactless and chip at the pump. Although one I visited didn't have the ctls readers working yet but the others I visited did so something is up with that non-working location. I'm sure it will be working soon though. Costco is finally rolling out EMV and contactless to their pumps: https://www.reddit.com/r/Costco/comments/je5teu

That is great news!!

I think the payment networks should make NFC a requirement to accept them as payment. If Walmart and similar companies want people to use their apps they should provide a financial incentive to do so, rather than being allowed to disable worldwide standards, especially now during the pandemic when reducing touch as much as possible is a good thing.

Agreed. If I shopped at WalMart I would never use their proprietary payment method. That just encourages them to drag their feet even longer about Apple Pay.
 
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Böhme417

macrumors 65816
Mar 11, 2009
1,054
1,501
I can confirm most if not all Love's Travel Shops now have contactless and chip at the pump. Although one I visited didn't have the ctls readers working yet but the others I visited did so something is up with that non-working location. I'm sure it will be working soon though. Costco is finally rolling out EMV and contactless to their pumps: https://www.reddit.com/r/Costco/comments/je5teu
Ugh. I've seen this the last two times I got gas at Costco (over the last 2-3 weeks). Alas, it doesn't work yet at mine.

(Why tf would you plaster that everywhere and not let it work‽)
 

cub850G2

macrumors 6502
Nov 15, 2014
290
30
NE
That is great news!!
Now if they could only complete the roll out as my two local locations don't even have either chip or contactless enabled yet.

Ugh. I've seen this the last two times I got gas at Costco (over the last 2-3 weeks). Alas, it doesn't work yet at mine.

(Why tf would you plaster that everywhere and not let it work‽)
My two local Costco gas locations doesn't even have chip or contactless enabled yet. So I will be checking it out next week and seeing if it been enabled yet. Well others have said it have worked at their locations in different states so your location might be having issues which can happen when you roll out new payment methods. Did you make sure that the green nfc light is actually lit on the Verifone ctls reader like in the picture? If not that is the issue and I'm sure it will be fixed soon. But if its actually lit then that means its not connected correctly which should also be fixed soon. You can call Costco and tell them its not working and they might be able to fix it faster.

Also here is Love's new UI at the pump:
1018200613a_HDR.jpg
 
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