It gets easier with practice. At first it's kind of annoying because one is all thumbs about it because it's a new thing, but after a while it'll be second nature for you.
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iPhone 6(S)/Plus Paying with the Phone?
- Thread starter paulcons
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My wife has the Carbon Fiber as well, the one with the red in it. She has a habit of misplacing her keys, her glasses and her wallet so she wanted some sort of color in her wallet (easier to spot).
I also invested in two AirCards by Rolling Square (one for her, one for me), so now if she can't find her wallet she can just use FindMy.
Yep!
Very much a "only in America" problem.
Apple pay is supported right across Australia, NZ, Europe, Asia and the Middle East for several years...
USA really needs to catch up...
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As someone that lives in the UK the first few messages of this thread are super bizarre to me. Is this the United States you are based at, OP And subsequent replier?
Here in the UK E V E R Y T H I N G uses contactless payment, which is the same as Apple Pay. Every single restaurant, supermarket, shop and method of transport. And not only the UK, if you travel for example to Europe you have basically the same conveniences (not in public transport tho, very frustratingly), the hell, even in Colombia you can use Apple Pay in most restaurants and shops.
I personally use my Apple Watch, is always much more convenient. For example to use the underground (metro) there is a setting for express pay for both the iphone and the watch so you don’t even have to do anything: just tap in the locked device and the gates will open automatically. Is amazingly convenient and much more secure than faffing about with your wallet during a busy commute and risk losing something everytime you open your wallet.
Here in the UK E V E R Y T H I N G uses contactless payment, which is the same as Apple Pay. Every single restaurant, supermarket, shop and method of transport. And not only the UK, if you travel for example to Europe you have basically the same conveniences (not in public transport tho, very frustratingly), the hell, even in Colombia you can use Apple Pay in most restaurants and shops.
I personally use my Apple Watch, is always much more convenient. For example to use the underground (metro) there is a setting for express pay for both the iphone and the watch so you don’t even have to do anything: just tap in the locked device and the gates will open automatically. Is amazingly convenient and much more secure than faffing about with your wallet during a busy commute and risk losing something everytime you open your wallet.
Luckily, you'll be able to buy a replacement straight away with the cards you still physically have.
It’s a lot easier using Apple Pay on my watch than going into my wallet that I rarely carry for a card. If you want to see prehistoric payments, visit the US where in some places they still swipe cards and sign receipts. Chip and pin came many years after the rest of the world and contactless payments arrived a decade after Europe had it. Apple Pay and Android pay is used all over the world by millions of people with no issues, yet on Mac Rumours we see people resisting any form of change or catch up.
Some of us have been using Apple Pay for 99% of our purchases since 2016 at least.
Wait till American's discover affordable "non socialist" healthcare...
Mind = blown
Yep!
Applepay (and contactless payments in general) FTW!
Yeah, obviously, but a thief can’t authenticate Apple Pay transactions from your stolen phone. Also, your phone can be stolen if you use physical cards too, so it’s a moot point.
I think the speed might depend on the terminal. Apple Pay works fast on any terminal that accepts it — credit cards can be different. But the convenience of not carrying around cards is a huge plus, especially using your Watch to pay.
I use Apple Pay all the time but I do think Apple could be clearer the first time you set it up, and include a screen of instructions. Do you remember the days when things came with an instruction book (I'm showing my age now). Now you're just supposed to work it out yourself, or ask strangers for help on the internet (assuming you even know about Reddit, macrumors and the rest), or download a manual, which they don't tell you about either.
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Exactly, and another pro at the cashier is that you don't have to enter your PIN (which I contantly forget/mix up between the cards). And using Apple Pay with an Apple Watch makes it even more convenient.
I think things changed a lot. I'm going to US every year and if few years ago I had to have some cash around, now these square mini POS are everywhere, saw even street musicians have them.
Went to NYC and DC this month, used 0 cash, with a very few exceptions (hotels, a vending machine and laundry where I had to use the card), I used only Apple Pay.
Also, in my home country I use exclusively apple pay everywhere for almost 5 years already. I got the magsafe wallet for my ID and one physical card in case of something (like dead battery), and that's all. no other wallet needed.
That's debatable... our european healthcare is not free (we pay around 10% of income for this, meaning that we can end up paying more than a premium private in the US) and it's not very accessible (if you need something more than GP, you end up going private because waiting lists are 4+ months for a damn CT, not saying for surgeries or other serious stuff. That's why, lots of people go fundraising for treatments in the US or Turkey...). Tbh it's not a good system, and I'm European.
Also fun fact, if for various reasons you're not insured, the hospital bills are quite similar with the ones in the US
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It is a moot point - which is my repeated point in this thread.
People act like you are safer if your phone gets stolen instead of your cards, but Visa/Mastercard do not hold you financially liable for fraudulent charges.
It really doesn’t matter if you use a phone or card to pay. It is all moot.
According to the European Central Bank, 62% of point-of-sale transactions and 87% of person-to-person transactions are paid in cash in Germany.
Last time I was in Germany, store after store didn’t even accept credit cards, contactless or not, let alone Apple Pay.
I am not convinced that your personal experience is representative here.
Germans are special 😅 but they're kinda the exception.
And until recently the Netherlands used the stone age era Maestro until they were forced to move to Mastercard this year
And until recently the Netherlands used the stone age era Maestro until they were forced to move to Mastercard this year
If your cards are stolen, they need to be cancelled and replaced, which takes days. If your phone is stolen, you can be up and running again (with ApplePay) within a day.
And even if you're not held liable for fraudulent charges from stolen cards, it's still a hassle to have to deal with it.
Assuming you are rich and have 1k laying around to buy a new phone whenever you want I suppose…and that you have a backup plan for your personal data….
I mean most Americans buy their iPhones on a carrier contract, and 57% of Americans can't afford a $1,000 emergency expense. Replacing an expensive device like an iPhone will take a lot longer than a day for most people.
Replacement credit cards, on the other hand are free…
Again, just to be clear - I am not pro card here. I really just don’t agree with the argument that phones are THE best way to pay. There are pros and cons to each.
I don’t understand the argument… are people on here suggesting that they carry their credit cards with them rather than their phones? I presume they’ll have both their wallet and phone with them?
I think it is safer to carry one item rather than 2 separate items which can be independently stolen by a pickpocket. I don’t want to lose either of them however I would rather have just my phone with me so it’s one less thing to worry about.
I haven't been to Germany, so that is actually quite surprising to hear. However in the UK, Spain and France is pretty much how I experienced it. Surely other fellow European people can confirm.
Replacing a lost driver's license does have a charge and most people have those in their wallet. It's one item that most of us still carry and very few states accept or allow having your ID on your phone.
I'm just putting that out there because not all cards in a wallet, either a physical one or Apple Wallet, are credit/debit.
I honestly can't remember the last time I paid with a card here in Sweden. I only use Apple Pay. And I just got home from a week in Barcelona. Not once did I even bring my card with me. I was using Apple Pay every single time.
I'm considering a trip to Germany next year, so it's good to know that wireless payments are not widely accepted.
My understanding is that as long as a merchant accepts contactless payment, Apple Pay is then accepted. As I understand, Apple Pay is just the term for contactless payment using Apple's digital wallet. I think in terms of the radio frequency and information transmitted to the point-of-sales terminal, it's nothing unique from other contactless payment.
Happy to be corrected.
Have you lived and work in the US for a long period of time, ever? Perhaps you're young because the cost of hospital bills in the US are nothing like what one would get in most places in Europe. Hospital bills in the US can bankrupt a person.That's debatable... our european healthcare is not free (we pay around 10% of income for this, meaning that we can end up paying more than a premium private in the US) and it's not very accessible (if you need something more than GP, you end up going private because waiting lists are 4+ months for a damn CT, not saying for surgeries or other serious stuff. That's why, lots of people go fundraising for treatments in the US or Turkey...). Tbh it's not a good system, and I'm European.
Also fun fact, if for various reasons you're not insured, the hospital bills are quite similar with the ones in the US
What are you talking about? By the time you got your credit card out of your physical wallet, I have already paid using my Apple Watch Ultra 2. It's way faster.
Physical credit cards are obsolete and they are all stored safely at home. And bringing an additional physical wallet just takes up more pocket space.
Not sure what the issue of the OP is, but it is a user error on his side as paying with an iPhone is fast too. You just double tap and pay.
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Yea all I think you usually need to activate the existing cards on AP again are the CVVs. Maybe some do 2FA again, but I don't remember