i had a 2007 dodge ram quad cab hemi and it cost me around $1,000/year for total coverage. coverage includes $100 comprehensive deductible/$1,000 collision deductible so those could definitely be higher to make it cheaper for you. BTW I use USAA though so big discounts.
with all the gas prices though....you may "really" want to sit down and think and make sure you want to buy a big engine truck. It used to cost me $400/month in gas alone to run that hemi back and forth to work alone. just an FYI.
Hmm, thanks good to know. My stepdad just bought a 2008 Dodge Ram Quad Cab 4x4 Laramie with a Hemi. It has a 3.92 rear end, and is pulling truck for a 1500. But it does drink allot of gas. He got a good deal on it due to gas prices. But I don't like to borrow his truck all the time.
Here are my reasons for a truck:
*4 doors, I have to take my little brother and sister to and from school. Since my parents are at work during those times. Plus when ever I run into town, my older brother and his g/f ride in my car. So 4 doors is a must.
*I am into nature photography, so a 4x4 comes in really useful. I normally just drive down the truck trails and get out and ride my trail bike where the truck will not go.
*I like to camp, so yet again 4x4 is useful. One day I would like to get one of those bed tents.
*A truck is very handy, I like to build stuff. So I have a place to put wood, plants, and other stuff in the bed.
*Those occasional trailer and when I move I will probably pick up a cheap boat. I love to fish....
*I am 5' 11" almost 6'. So I find some cars really cramped.
Reasons why I want a car:
*There cheaper to buy, and can be a bit more luxuries.
*I love german cars, like the VW Jeta and BMW 3 series.
*Slight better gas. I say slight because even though I live out of the city, it's still the suburbs and has allot of stop and go traffic. I average about 15 MPg and my stepdads old Tahoe. The cars I have looked at get about 18-19 and need premium.
*I am in love with diesel motors. The amount of power you can get out of them and how durable they are. The fact I can dump propane, jet fuel, kerosene, cooking oil, and who knows what else. They are tough little monsters. This is why I am looking at the new Jeta TDI, also truck's with diesels cost allot of money.
I don't really care if it's new or used. I know what I can afford and I plain to stick below that. I would like new, but if that can't be have. I will stick with something with low miles.
Currently I am looking at:
2006 Chevrolet Silverado 1500 Max 4x4 Extended Cab. It has 25,489 miles on the odometer. It's a black beauty, with grey leather interior. The truck is an LT3 with all the options, looks and drives really nice.
2004 Chevrolet Avalanche 1500 Z71 4x4 with 26,946 on the odometer. This truck is a very nice silver with an leather interior. This truck is also fully loaded and drives like a dream. It also does not have all that plastic crap like the other Avalanches.
I am looking at many others, but those are the ones that are standing out. I am thinking about getting new because at the moment you can get a really good deal on a full size truck. My stepdad drove his dodge off the lot $12,000 below sticker price.
IDK, there is many things I have to think off before I get a new vehicle. More then likely I will wait a few more months and save up some more. To lower my payments.
But yea, what makes it so hard to me to find a vehicle is... The gay part of me wants a luxury car and the manly part of me wants a truck.
~Steven
