and the fact it's clasisic car insurance means that we get a good rate...
I'm not quite sure I believe that. Classic car insurance in the UK is an absolute nightmare. I've eventually settled on a new Fiesta which I love, but I've dabbled in a good few cars since I was 17 (now 19) and I looked at getting classic car insurance on a 1979 Lotus Espirit. Every single insurance company, including specialist classic companies either laughed it off or gave absolutely outrageous quotes. Luckily my insurance is on the company policy, so I can drive my dad's cars as well (so I get a bit of speed and fun with the roof down!) but I was really disappointed at the time. I don't see a 17 year old being given a policy on a classic car unless you commit fraud under a parents name.